Time in business:
Customers:
Total funded:
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My Cash 4 You has helping many hard working Canadians with a variety of personalized money solutions including Installment Loans, Personal Loans, Payday Loans & Money Transfer services since 2001.
Products Offered
AMOUNT
$100 - $15,000
INTEREST RATE
34.37%
TERMS
9 - 60 Months
Personal Loan
Conditions & Rates
Interest rate 34.37% Amount $100 – $15,000 Term 9-60 months
Eligibility & Documents
Who is eligible
- Ontario Resident over 18 years of age
What you need to provide
- Proof of income
- Government ID
- Banking Info
Repayment & Insurance
How fast can you get the money Same Day Funding method Interact E-Transfer, Direct Deposit or Pick up at store How does repayment work Depends on the pay day (weekly, biweekly, etc.) Cash / Interac debit / Bank Deposit
Contact information
250 Dundas Street South, Cambridge, ON. N1R 8A8
Availability:
Ontario OnlySupport Offered:
- Email Support
- Call Support
Call Center:
Mon-Fri: 9am-9pm EST Sat: 9am-5pm Sun: 10am-5pmFrequently Asked Questions About Cash 4 You
What is Cash 4 You?
What Products and Services Does Cash 4 You Offer?
Cash 4 You offers instalment and payday loans, along with cheque cashing services.
What Is the Interest Rate on a Cash 4 You Loan?
The interest rate on Cash 4 You loans are around 34.37%.
How to Qualify for a Cash4You Loan?
Perfect credit is not needed in order to qualify for a Cash 4 You loan and instead because they have many money solutions for all credit types, you need to provide proof of income, government identification that proves you are an Ontario resident over 18 years of age and supply banking information.
How Fast Can I Get a Loan from Cash 4 You?
Cash 4 You is known for quick delivery and you can receive your loan, if accepted the same day as applying.
How Does Loan Repayment Work at Cash 4 You?
You can set up a Cash 4 You account to pay back your loan directly online, pay in a Cash 4 You store, or pre-authorize payments to come out of your bank account to repay the loan directly.
What Kind of Customer Support Does Cash 4 You Offer?
Cash 4 You customer support cares about their customers and if you have any comments , suggestions or questions, you can fill out their online email form and a representative will be in touch. You can also contact them through their call line and in person at one of their locations.
Is My Cash4You Safe?
Cash 4 You is Canadian Consumer Finance Association recognized and is a fully-licensed lender with valued customers all across Ontario. They believe customers deserve transparent & understandable loan terms and therefore encourage fair and fully disclosed lending practices. They are 100% Canadian and have been providing money solutions to Canadians for nearly two decades. They allow you to send money to more than 500,000 agent locations in over 200 countries and territories.
How Much Can I Borrow from Cash 4 You?
Cash 4 You can lend anywhere from $120 to $15,000 depending on the type of loan you are applying for. Instalment loans are from $1,000 to $15,000 and payday loans are from $120 to $15,000.
What Is the Term Length for a Cash 4 You Loan?
Terms on Cash 4 You loans are between 9 and 60 months.
Can I Apply Online for a Cash 4 You Loan?
You can easily apply for a Cash 4 You loan in person at one of their 100+ locations or online, using their online platform at any time.
How Will Cash 4 You Send Me the Loan?
Cash 4 You offers multiple ways to receive loan funds. One, you can go to any one of their locations and pick up the cash in person, two you can request Interac E-Transfer or direct deposit where the loan proceeds will be deposited directly into your bank account.
Which Provinces Is Cash 4 You Available in?
Cash 4 You is available in Ontario only.
What are Cash 4 You Working Hours?
You can apply for a Cash 4 You loan anytime online, 24/7. However their call centre hours are from Monday to Friday between 9AM to 9PM EST, Saturday 9AM - 5PM EST and Sunday 10AM to 5PM EST.
Cash 4 You Reviews
Avg. Rating: 4.3 (8 reviews)
Good model
April 10, 2018
“They have convenient hours, lots of locations they have a low interest rate, you can refer friends and get money for doing it. They will cash any of your checks so that you have money till your next payday. ”
Easy and Quick
June 3, 2019
“The entire experience with Cash 4 You was easy and the staff was very friendly.”
quick approval
September 12, 2019
“Needed $500, applied online and got it the same day. Quick and easy. ”
No clue about customer service
March 12, 2020
“I have never experienced such a poorly run online business. Over the course of an afternoon they had preapproved me for three different amounts, $10,000 , $2,100 and $1,500. I tried talking to them by phone. Each of the so-called customer service representatives gave me a different story and as soon as I got them to go off script they were even more useless. Their final answers were pretty much all the same. Go to the store. After going through this for the better part of an afternoon I found out that even with online approval they want you to go to the store with all your information so I have to wonder what the online process is supposed to accomplish at Cash4you. I had expected the sort of experience I've had in the past with companies such as MoGo money and icash where the transaction is actually processed online and an e-transfer is sent usually in under 30 minutes. Cash4you online is a total waste of time. They pretend to offer online service when they should just send you to a store at the beginning of the process because that's where you end up even after spending hours with them online. Why not save yourself the frustration and avoid these people all together.
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Quick
May 20, 2020
“I applied and got approved the same day. Interest are high but the funding is super quick. ”
Exceeded Expectations
April 16, 2025
“Top-notch service! They exceeded my expectations in every way.”
Helpful and Almost Perfect
April 16, 2025
“Helpful team and good communication. Not 100% perfect, but close..”
Fast & Reliable Financing
April 16, 2025
“Highly recommend them if you need quick financing solutions.”
