Carfinco

Rated 4.3 from 3 Reviews
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Important Notice: Carfinco is now Santander Consumer. Head over to Santander Consumer profile on Smarter Loans to explore their products and services.

Carfinco provides consumer automotive loans for both new and used vehicles to Canadians in all provinces through our network of franchise and select independent dealers partners. Our comprehensive set of loan products can provide financing to customers with a wide range of credit profiles, including those that have less than a perfect credit history. Whether you are a dealer or a consumer, contact us today to find out more about how Carfinco can assist with your financing needs.

Types of Loans Offered: 

spTime in business:

SINCE 1994

spCustomers:

UNDISCLOSED

spTotal funded:

UNDISCLOSED

Products Offered

Auto Loans

Carfinco Loan Products

1. Auto Loans for All Credit Types
Carfinco provides vehicle financing for both new and used cars, trucks, SUVs, and vans through its network of approved dealerships. The company works with borrowers who have good, fair, or even poor credit histories, making it one of the most inclusive lenders in the Canadian market.

2. Non-Prime & Subprime Car Loans
Designed for individuals with limited or damaged credit, Carfinco’s non-prime loan programs help customers get back on track financially. These loans are an excellent way to rebuild credit when managed responsibly.

3. Newcomer Vehicle Financing
New Canadians who may not yet have an established credit history can still qualify for financing with Carfinco. The company recognizes alternative forms of credit and income verification to help newcomers get approved.

4. Refinance & Upgrade Options
Current borrowers can explore refinancing opportunities to lower payments or trade in their existing vehicle for an upgrade through Carfinco’s dealer network.

5. Dealer Partner Programs
Carfinco collaborates directly with dealerships to provide instant credit decisions and fast funding, creating a smoother experience for customers and dealers alike.


Contact information

  • cont300-4245 97 St NW Edmonton, AB T6E 5Y7
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Availability:

All of Canada

Support Offered:

  • Email Support

Call Center:

Call center hours not provided
Carfinco Reviews
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Avg. Rating: 4.3 (3 reviews)

Not bad
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“I had a decent experience...they don't have the best customer service. I never missed a payment so we never had any issues. So if you pay your bill on time you shouldn't have any issues with Carfinco. ”

Car Loan
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“I have noticed in the past the staff at Carfinco have been very helpful when it comes to financing a loan I would highly recommend
them. ”

Carfinco gave me a chance
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“My credit wasnt very good from going through separation and divorce and this was the only loan company to give me a chance because i needed it a car..Im very greatful to carfinco..”



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