AutoCapital Canada

Avg. Rating: 5.0 (4 reviews)

Lower your car payments with a better loan. Start your auto loan application today or refinance your existing car loan for lower monthly payments at a better interest rate.At AutoCapital Canada, we’re obsessed with helping you master your finances.”We believe in treating our clients like partners, which is why all of our loans get approved by human credit analysts who take the time to understand your financial health.”


  • TIME IN BUSINESS: Since 2011
  • # OF CUSTOMERS: Over 10,000
  • LOANS OFFERED: Cars Pickup Trucks, Motorsports (ATVs, Motorcycles, Snowmobiles), SUVs, Recreational Vehicles (RVs, Trailers), Boats & Marine
Visit Site and Apply

1-866-821-8681 11 Church St Toronto, ON M5E 1M2
Call Center: Mon - Fri: 9:00AM - 5:00PM EST
Support Offered:
  • Email Support
  • Phone Support
  • Web Chat
Availability: All of Canada, except Quebec

Products Offered

Below are all the products offered by this company.

Conditions & Rates

Interest rate Starting from 11.99% Amount $5,000 – $100,000 Term 12 – 84 months

Who is eligible

  • Minimum income $3,000 ($4,000 GMI for joint applicants)

What you need to provide

  • Pictures of vehicle, including 1 of the odometer and VIN
  • Legal identification
  • Proof of vehicle insurance and ownership
  • Void cheque or completed PAD form

Repayment & Issuance

How fast can you get your auto loan Within 24 hours  Funding method Directly to Auto Loan Provider How does repayment work Bi-weekly or monthly payments from the customer’s bank

Frequently Asked Questions About AutoCapital Canada

What is AutoCapital Canada?

AutoCapital Canada is a national auto finance company. They work with dealers across Canada and help clients finance and purchase new and used vehicles.

Is AutoCapital Canada safe?

AutoCapital Canada was founded in 2011 and therefore has been in business for nearly 10 years. They’ve served over 10,000 customers and continue to help clients finance the purchase of new and used vehicles. Also, they are partnered with CIBC, Equifax, TransUnion, and more.

Who uses AutoCapital Canada?

AutoCapital Canada offers flexible lending programs designed to serve customers whose specific auto loan needs are not met by traditional financial institutions. If you’ve struggled to get an auto loan, then AutoCapital Canada may be able to help.

What products and services does AutoCapital Canada offer?

AutoCapital Canada offers car financing solutions. They work with dealer partners across Canada to help clients finance the purchase of new and used vehicles, including cars, trucks, motorsports, SUVs, boats, and more.

How much can I borrow from AutoCapital Canada?

AutoCapital Canada offers loans between $5,000 and $100,000.

What is the interest rate on an AutoCapital Canada loan?

AutoCapital Canada offers loans with interest rates starting at 11.99%.

What is the term length for an AutoCapital Canada loan?

You can get a term length anywhere between 12 and 84 months when you get an auto loan through AutoCapital Canada.

How do you qualify for an AutoCapital Canada loan?

In order to qualify for an AutoCapital Canada loan, you will need to make a minimum income of $3,000 ($4,000 GMI for joint applicants). Additionally, you will need to provide pictures of the vehicle you're wanting to purchase, it's VIN and odometer, your legal identification, proof of vehicle insurance and ownership, a void cheque or completed PAD form.

How fast can I get a loan from AutoCapital Canada?

Once you submit your application, AutoCapital Canada will be able to connect you with one of their dealer partners across Canada within 24 hours.

How will AutoCapital Canada send me the loan?

If approved, AutoCapital Canada will connect you with a dealer partner who will receive your auto loan directly.

How does loan repayment work at AutoCapital Canada?

It's easy to repay your loan through AutoCapital Canada, as payments are taken directly through direct deposit from your bank, either bi-weekly or monthly.

Can I apply online for an AutoCapital Canada loan?

Yes, you can apply online for an AutoCapital Canada loan. It should only take a few minutes to complete.

What provinces is AutoCapital Canada available in?

AutoCapital Canada is available in all of Canada, except for in Quebec.

Does AutoCapital Canada lend to those that are self-employed?

Yes, AutoCapital Canada uses an income verification process that allows for self-employed borrowers that may not fit into the conventional income verification process get an auto loan. They provide three alternatives to validate your ability to afford a new auto loan, making giving loans to those self-employed more accessible.

AutoCapital Canada Reviews

Avg. Rating: 5.0 (4 reviews)
Awesome company

Autocapital Canada, is one of the most reliable, trustworthy, honest, a very good company to work with. They will go above and beyond to make sure the client's are taken care of.

Joan Brown
Good experience

I had a fantastic experience with AutoCapital - would highly recommend if you are looking for a fast online loan.

Good rates

I didn't have the best credit but they were able to help me with a 20K loan. Got it in 2 days. Simple application process.

Very impressed !!

I ran into some financial trouble & missed a payment ... ACC was very helpful & understanding in helping me resolve my issue !! Very very impressed with their customer service !!

David shave

Compare AutoCapital Canada with another Company:

Write a Review