Smarter Loans > Hutsy Financial

Apply Now Write Review

Hutsy Financial

Avg. Rating: 5.0 (1 review)

Hutsy is a purpose-led fintech and neobank. Taking an AI first approach to provide its clients with faster, safer, better financial products.

They offer a free pre-paid, reloadable card with a companion app to help you earn cash-back, save, and track your finances with ease.

If you’re interested in managing your finances wisely and saving money, you’ll love exploring companies that specialize in helping individuals learn effective money-saving strategies. Discover valuable tips and resources to boost your savings and financial security.

TIME IN BUSINESS: Since 2019
# OF CUSTOMERS: 5000+

https://hutsy.ca/credit-builder/

1 800-251-3129

Contact@hutsy.ca 2500 - 88 Queens Quay W, Toronto, ON, M5J 0B8

Call Center: Monday - Friday: 9 am to 5 am
Saturday - Sunday: Closed

Support Offered:

Email
Call Centre
Social Media
App
FAQs
Online Email Form

Availability: Everywhere in Canada

Products Offered

Below are all the products offered by this company.

Summary

Hutsy is a free pre-paid, reloadable card with a companion app to help you earn cash-back, save, and track your finances with ease.

Fee-Free Banking

Hutsy will have a budgeting module that allows users to see where and how they spend their money.

Pricing

Hutsy Classic

0.5% Cashback
No e-transfer fees
Cash Roundups
Extra cashback at select merchants
Lock your card in-app

Hutsy Premium

$99 annual or $10/month

2% Cashback
No fx fees
1% Cashback on transportation, groceries, and restaurants
1 free international ATM withdrawal per month
Price matching

Hutsy Joint

0.5% Cashback
Easily share finances
Shared savings goals
Extra cashback at select merchants
Instant notifications when you and your partner spend

Benefits

Hutsy will lend you up to $100 on purchases made with their visa with no fees. Eligibility requirements and limits apply.
Your spare change from all purchases get rounded up so you can meet your savings goals with Hutsy.
Your deposits will be CDIC insured up to $100,000.

Hutsy has a lot of amazing features and products that we will be launching soon, for real time updates join their waitlist.

Frequently Asked Questions About Hutsy Financial

What is Hutsy?

Husty will be offering clients a fee-free banking account with a companion app. This app will have a budgeting module that allows users to see where and how they spend their money.

How do people use Hutsy?

You can use the Hutsy app to pay friends in real time, set up regular payments, plus track and pay bills.

When will Hutsy launch its prepaid cards?

Hutsy is aiming to launch its prepaid cards to the public on August 1st 2021.

What are the benefits to having a Hutsy prepaid card?

There are many benefits to having a prepaid card with Hutsy: early payroll services, fee-free overdraft protection, and free card options.

What is Hutsy's mission?

Hutsy was created to provide clients with a faster, safer, better online banking experience. Along with additional resources to improve financial wellness.

Is Hutsy safe?

Hutsy was founded by Tefari Bailey who reimagined the retail banking experience for today’s mobile lifestyle in 2019. They have helped over 5000 people and plan on partnering with various retailers across Canada and the United States to give customers extra cashback at select partner retailers.

Can I track my spending with Hutsy?

Yes. Get an instant notification to your mobile device on all purchases, set monthly budgets for things like groceries, and entertainment and Hutsy will notify you if you are spending too fast (depending on your financial goals).

How much does the Hutsy card cost?

Hutsy offers three prepaid cards. Their Hutsy Classic card is $0. Their Hutsy Premium card is $99 annual/$10 month, and the Hutsy Joint card is $0.

What are some of the benefits of the Hutsy Joint card?

The Hutsy Joint card offers 2% cashback, no fx fees, 1% cash back on transportation, groceries, and restaurants, 1 free international ATM withdrawal per month, and price matching.

Is Hutsy secure?

Hutsy uses secure processes to protect your information and help prevent unauthorized use.

Hutsy Financial Reviews