Upgrade

Avg. Rating: 5.0 (2 reviews)

Upgrade’s founding team pioneered fintech over a decade ago. In 2017 we launched Upgrade to create an online and mobile banking experience that delivers exceptional value to our customers by eliminating fees on everyday transactions and offering affordable and responsible credit through cards and loans. In 3 short years, over 10 million people have applied for an Upgrade card or loan, and we have made over $3 billion in affordable and responsible credit available to our customers.

Upgrade offers Personal Loans up to $50,000 in the USA.

  • TIME IN BUSINESS: Since 2017
  • LOANS OFFERED: Personal Loans, Debt Consolidation Loans, Credit Line
Visit Site and Apply

contact@upgrade.com 275 Battery Street, 23rd Floor San Francisco, CA 94111, USA
Call Center:
Support Offered:
  • Email Support
  • Phone Support
  • Social Media
  • Help Center
  • Client Login
Availability: USA

Products Offered

Below are all the products offered by this company.

Conditions & Rates

Interest Rate: 8.99% – 29.99% Amount: $500 -$50,000 Term: Varies

Types of Personal Loans Offered:

  • Debt Consolidation
  • Home Improvement
  • Credit Card Refinance
  • Major Purchases

How it Works:

Check Your Rate: Apply online in minutes and see your rate with no obligation or impact to your credit score.

Choose Your Offer: Review multiple loan options and decide which offer is best to help you achieve your financial goals.

Fast Funding: Accept an offer and Upgrade will send your money to your bank account within a day of clearing necessary verifications.

Frequently Asked Questions About Upgrade

What is Upgrade?

Upgrade is an online and mobile banking solution that provides responsible credit through cards and loans to help customers make good financial decisions so they can build the future they want.

What does Upgrade offer?

Upgrade offers personal loans up to $50,000 in the USA, debt consolidation loans, and a line of credit.

Is Upgrade safe?

Upgrade was founded in 2017 and has already enabled over $3 billion in consumer credit. In 3 short years, over 10 million people have applied for an Upgrade card or loan, and they continue to eliminate fees on everyday transactions and offer affordable financial solutions.

What types of personal loans does Upgrade offer?

Upgrade offers various types of personal loans including debt consolidation loans, home improvement loans, credit card refinancing loans, and personal loans for major purchases.

What is the interest rate on an Upgrade loan?

The interest rate on an Upgrade loan will range from 8.99% to 29.99%.

How much can I borrow from Upgrade?

You can borrow anywhere between $500 and $50,000 from Upgrade.

What are some of the benefits to using Upgrade?

When you use Upgrade, you can view your offer in minutes, they have low fixed rates, affordable monthly payments, and no prepayment fees.

What is one of Upgrade's achievements?

Upgrade has been named a 'Best Place to Work in the Bay Area' by the San Francisco Business Times and Silicon Valley Business Journal.

How can I apply for an Upgrade loan?

Apply on their website in minutes and see your rate with no obligation or impact to your credit score. Review multiple loan options and decide which offer is best to help you achieve your financial goals.

How quickly can I get my loan funds?

If approved, accept an offer and Upgrade will send your money to your bank account within a day of clearing necessary verifications.

Is Upgrade well-funded?

Upgrade is well funded and raised $200 million in equity capital from top-tier investors.

Upgrade Reviews

Avg. Rating: 5.0 (2 reviews)
Great help

Upgrade was great in matching me up with a good personal loan offer. I got a good rate and funded quiickly.

Thomas
Funded

I got funded for 30K and was able to complete a major renovation thanks to Upgrade.

Julien

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