Avg. Rating: 5.0 (2 reviews)

Lendful is a subsidiary of Peoples Trust Company, a federally regulated financial institution which has been providing specialized financial services to Canadians for more than 35 years.

Lendful is an online consumer lending platform for Canadian consumers offering a better way to borrow, with quick and easy access to loans at interest rates that can save them money, when consolidating high interest debt.

Lendful offers fully open loans, up to $35,000 with no penalty to re-pay early. Our efficient and professional team can have funds in your account within 48 hrs.

Loans Offered:

  • TIME IN BUSINESS: Since 2018
  • # OF CUSTOMERS: Hundreds of Thousands
Calculate your loan details and get pre-approved here

info@lendful.ca 1400-888 Dunsmuir Street, Vancouver, BC, V6C 3K4, Canada
Call Center:
Support Offered:
  • Help Center/Blog
  • Call Centre
  • Email
  • Social Media
Availability: All of Canada except Northwest Territories, Yukon and Nunavut

Products Offered

Below are all the products offered by this company.

Conditions & Rates

Interest rate:

  • APR starting at 9.9% (Must have good credit)


  • $5,000 – $35,000 (per household)


  • 6-60 months

Eligibility & Documents

Who is eligible?

  • Canadian resident over 18
  • Minimum income $50,000 per year
  • Max TDS 55% (50% in Alberta and Quebec)
  • Minimum FICO 650

What you need to provide:

  • Government ID
  • Proof of Income
  • Void Cheque
  • Bank Statements


How fast can you get the money:

  • Within 24 hours after approval

Funding method:

  • EFT

How does repayment work:

Weekly, Bi-Weekly, or Monthly automatic payments from your bank account

Frequently Asked Questions About Lendful

What is Lendful?

Lendful offers open, unsecured personal term loans in Canada.

What does Lendful do?

Lendful gives Canadians an alternative to outdated borrowing systems that are complicated and expensive. They offer customers the means and the time to build their lives.

What does Lendful offer?

Lendful offers 6-month to 5-year principal and interest loans.

Is Lendful safe?

Lendful was acquired by Peoples Trust in 2018. Peoples Trust was established in 1985. They have helped hundreds of thousands of customers in their various business lines through Peoples Group of companies.

What kind of loans does Lendful offer?

Lendful offers personal installment loans

What's the interest rate on a Lendful loan?

The interest rate on a Lendful loan start at 9.9%.

What is the term length on a Lendful loan?

Lendful offers 6 to 60 month term loans with the option to pay back at any time.

How long does it take to fill out a loan application?

You can receive a pre-approved conditional quote within minutes by clicking Apply Now and filling out the Lendful loan calculator. Once conditionally approved, you will have the option to apply for a formal quote and approval.

How much can I borrow from Lendful?

You can borrow anywhere from $5,000 to $35,000 per household from Lendful.

When will I find out if I'm approved for a loan?

Qualified applicants can receive a conditional quote within minutes through the Lendful loan calculator. Final approval, with the formal rate offer, will be provided within 24-48 hours after completing the loan application.

When will I get my loan funds?

Once fully approved, funds will be dispersed within 24 hours.

Lendful Reviews

Avg. Rating: 5.0 (2 reviews)
Got my loan!

My friend told me about Lendful when I needed a bit of extra cash to pay for car repairs. They were able to help the next day. Thanks Lendful!

Great Company..........

Lendful is a great company......The loan process is made easy and done electronically, No STRESS :-)......Many thanks to Vanessa at Lendful for being there for me to answer all my questions....She is truly the best! I would recommend them to everyone! Way to go Lendful!!!


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