WiseCap

Avg. Rating: 5.0 (2 reviews)

WiseCap works alongside its clients, securing financing that helps businesses and individuals across Canada meet their growth potential. At WiseCap, they don’t just want to get the deal- they want to get the deal that makes the most sense for their clients’ specific needs and objectives. Between their experienced team of experts and their suite of services, they are not only able to match individuals and businesses to the financing option that makes sense for their goals; they streamline the funding process itself, so you can access capital faster, and with fewer headaches.

WiseCap has gone through significant growth and change since it opened its doors in 2016. Originally Capital Hands, their primary focus started with equipment financing. They realized that their point of differentiation was not that they provide equipment financing solutions, it was that they had a team who knows how to help their customers invest in their future faster.

Today, WiseCap offers financing solutions for businesses and individuals across all industries and walks of life looking to finance their future. Because they understand the nuances of each industry, they are equipped to be more than just brokers to their clients, but a trusted financial partner helping them determine the best path forward. Simplifying the financing process, getting clients access to the funds they need fast and using their expertise to support them in achieving their growth is what drives them every day.

Financing is about so much more than money; it’s about acquiring the resources to turn dreams into realities. And no one understands that like WiseCap.

 

  • TIME IN BUSINESS: Since 2017
  • # OF CUSTOMERS: Over 2,000
  • TOTAL FUNDED: Over $100M
  • LOANS OFFERED: Truck Financing, Equipment Financing, Business Loans, Invoice Factoring, Asset-Based Loans

1-647-905-0948

info@wisecap.ca 6787 Invader Crescent, Mississauga, ON L5T 2B7
Call Center: Mon - Fri 8:30 am to 5:30 pm EST
Support Offered:
  • Phone Support
  • Email Support
  • Blog
  • Social Media
Availability: All of Canada

Products Offered

Below are all the products offered by this company.

Conditions & Rates

Interest rate Starting from 6.5% Amount $750 and up Term 12 – 84 months

Eligibility & Documents

Who is eligible

  • 500+ FICO for equipment financing
  • Loans – in business over 6 mos, $10K per month in income, 550+ FICO
  • Consumer Equipment and Services – FICO>650

What you need to provide

  • Signed Application
  • Government ID
  • 3 months’ business banking or personal banking if owner is co-applicant

Repayment & Issuance

How fast can you get the money Within 24 hours Funding method Leases directly to equipment provider, loans directly to borrower How does repayment work Varies – monthly is most common but there is daily, weekly, quarterly

Conditions & Rates

Interest rate Starting from 6.5% Amount $750 and up Term 12 – 84 months

Eligibility & Documents

Who is eligible

  • 500+ FICO for equipment financing
  • Consumer Equipment and Services – FICO>650

What you need to provide

  • Signed Application
  • Government ID
  • 3 months’ business banking or personal banking if owner is co-applicant

Repayment & Issuance

How fast can you get the money Within 24 hours Funding method Leases directly to equipment provider How does repayment work Varies – monthly is most common but there is daily, weekly, quarterly

Videos

Articles About WiseCap

By Mashoka Maimona

Mashoka is a journalist for the London Press and the National Post, currently specializing in finance, business and technology.

Frequently Asked Questions About WiseCap

What is WiseCap?

Formerly Capital Hands, WiseCap is a team of financing professionals in Canada that provides financing and lease solutions. They have worked in countless industries, including trucking, railroading, marketing, financing, and more.

Is WiseCap safe?

Yes, WiseCap is safe. They were founded in 2016 and have over 35 years of experience. They have funded over $100M and have served over 2,000 customers.

What products and services does WiseCap offer?

WiseCap offers equipment financing and equipment lease options, commercial services including invoice/accounts receivable factoring, business lines of credit and term loans, refinancing and asset-based lending, and consumer services including consumer financing options.

Who does WiseCap work with?

WiseCap works with small to medium-sized businesses that require equipment, tools, and supplies for everyday operations.

What industries does WiseCap serve?

WiseCap provides lease and loan financing for Trucks and Trailers, Construction, Retail, Food Services, Manufacturing, Hospitality, and more.

How much can I borrow from WiseCap?

WiseCap can help you find financing for a loan amount as low as $750 and up.

What is the interest rate on a WiseCap loan?

WiseCap's equipment financing rates depend on a variety of factors that are unique to each business. Normally the interest rate on a WiseCap financing solution starts off at as low as 6.5%.

What is the term length for a WiseCap loan?

A WiseCap loan is between 12 and 84 months.

How can I qualify for a WiseCap loan?

To qualify for a WiseCap loan, you must provide a signed application, government identification, 3 months of business banking, have a 500+ FICO for equipment financing, have been in business for over 6 months, and make 10K+ monthly.

Can I apply online for a WiseCap loan?

Yes, you can apply online on WiseCap's website to get your loan application started, or you can call or email them.

How fast can I get a loan from WiseCap?

If approved, you can get a loan deposited into your bank within 24 hours. Leasing funds go directly to your equipment provider.

How does loan repayment work at WiseCap?

WiseCap financing is repaid through pre-authorized payments from your bank account daily, monthly, weekly, or quarterly.

What kind of loans does WiseCap specialize in?

WiseCap specializes in truck and equipment financing. The type of financing they offer includes truck and trailers, buses and coaches, farming and agriculture, boats and yachts, invoice factoring, and asset based loans.

WiseCap Reviews

Avg. Rating: 5.0 (2 reviews)
Helped me get a truck

Capital Hands helped me secure a great interest rate for my truck purchase. Happy with the entire process. Friendly and helpful staff

Tim
Took care of me

Get in touch with Mr. Vishav from Capital Hands, he has a lot of experience with financing and always looks out for his customers

Pedro

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