Capital Direct

Avg. Rating: 5.0 (2 reviews)

We Lend Money To Homeowners

Renovate and upgrade your home, consolidate and simplify your debts, expand or support your business – whatever you need the money for, you can turn your home’s value into money you can work, plan and live with.

Capital Direct’s rapid approvals are based primarily on the equity value of your home, so you’ll have your money within days.

Types of Loans Offered: 

  • Mortgages
  • Debt consolidation
  • Home renovations and upgrades
  • Home equity loans
  • LOANS OFFERED: Mortgage


Call Center: No call center hours provided
Support Offered:
  • Help Center/Blog
  • Email Support
Availability: All of Canada

Products Offered

Below are all the products offered by this company.

Conditions & Rates

Interest rate VariesAmount $10,000 – $1,500,00 Term Varies

Eligibilty & Documents

Who is eligible

  • Canadian permanent resident
  • Over age of majority in your province

What you need to provide

  • Completed application
  • Government ID
  • Proof of Income
  • Other paperwork may be required

Repayment & Issuance

How fast can you get the money 1-2 weeksFunding method Direct deposit
Cheque How does repayment work Regular payments from bank account

Articles About Capital Direct

By Sheila Kay

Sheila Kay is an author, ghostwriter and editor residing in the Atlanta, GA area. Among her favorite writing genres are creative nonfiction, self-improvement, and finances. Her first published book, PTSD and the Undefeated Me, is a memoir which has been a stepping stone to her involvement with mental health advocacy for military and civilian men and women. She is currently working on the first fiction novel to be published under her name. For more information or to purchase her books, visit Sheila’s Author Page on

By Jared Lindzon

Jared Lindzon is an experienced journalist, writer and public speaker. He specializes in Business, Technology, Lending and FinTech industries in Canada and abroad. Jared is a regular contributor to Smarter Loans and top tier publications around the World, including Fortune Magazine, Fast Company, the Guardian, Rolling Stone, the Globe and Mail, and many more.

By Smarter Loans

Smarter Loans is Canada's online loan directory for any type of financing. The website helps Canadians find reputable lenders & financial companies all over Canada and compare their products, rates, and terms in one place.

Capital Direct Reviews

Avg. Rating: 5.0 (2 reviews)
Pleasure to work with

We found Capital Direct more professional and easier to deal with than the banks. Macy and Greg were professional and a delight to work with.

Excellent Service

Capital Direct provided excellent service when we were looking to get a mortgage for our new home. The process was much simpler and less stressful than our previous experience working with the banks. Friendly service, knowledgeable staff, and just easy to deal with.


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