BC Loans

Avg. Rating: 4.0 (1 review)

Bc-Loans.com is a brokerage company that specializes in alternatives to Payday loans. The main difference: Payments plans that extend over 90 days.

100% safe : Our brokerage firm guarantees that your information will be kept confidential. Bc-Loans.com only works with lenders that are licensed with the proper government agencies.

  • LOANS OFFERED: Personal Loan


Call Center: Mon – Thurs: 8:30AM – 8:30PM
Friday: 8:30AM – 7:30PM
Support Offered:
  • Email Support
Availability: British Columbia only

Products Offered

Below are all the products offered by this company.

Conditions & Rates

Interest rate 32% Amount $500 – $700 Term 3 – 12 months

Eligibilty & Documents

Who is eligible

  • Be 18 years of age or older
  • Earn over $1200 a month of available income
  • Receive your income from an employer
  • Have a stable occupation (minimum of 3 months service)
  • Be a Canadian Citizen
  • Be paid by direct deposit in a Canadian bank account
  • Not about to declare a bankruptcy or to enter into a consumer proposal
  • Not to have an excess of non-sufficient funds transactions
  • Have a low short term debt ratio (other active payday loans)

What you need to provide

  • Photo ID with signature (health card, driver’s license, etc.)
  • Proof of residence (must be within last 30 days): phone bill, utility bill, T4 or any other official bill
  • Most recent pay stub
  • Bank statement covering the last 30 days (showing the debit, credit and balance columns)
  • Pre-authorized debit form (PAD) or void cheque corresponding to your bank statmement

Repayment & Issuance

How fast can you get the money Within 24 hours Funding method Direct deposit How does repayment work Automatic bank withdrwawals

BC Loans Reviews

Avg. Rating: 4.0 (1 review)
Could be faster

Overall the experience was good however there were a few back and forths that could be taken care of faster. Still, rep was very helpful. If you need financing, this is a good company to deal with.


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