4 Big Ways Rate Increases Are Impacting Real Estate (& Why They Matter)
As the Bank of Canada works to keep inflation under control, rate increases are making home ownership decisions increasingly difficult. Here’s a brief look at what prospective home buyers and sellers should know about the impact of rising interest rates on real estate in Canada.
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How to Optimize Your Listing on Smarter Loans: A Guide for Lenders
If you’re a lender, you know how tough it can be to stand out in a crowded market. That’s why it’s crucial to optimize your listing on Smarter Loans, the leading loan comparison platform. By strategically creating a robust profile and incorporating video and media, you can differentiate yourself from the competition and attract more customers. Our article offers valuable tips and strategies to help you optimize your listing and reduce costs, so you can stay ahead in the game.
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What Is Line 10100 (Or 101) On Your Tax Return?
A fundamental section of your tax return to complete accurately is Line 10100 (formerly specified as 101), which deals with your employment income. Let’s take a look at the details to help you navigate your way around the form.
 On Your Tax Return?', '', 'https://smarter.loans/wp-content/uploads/What-Is-Line-10100-Or-101-On-Your-Tax-Return.jpg', 520, 350)){kind=link}
Best Business Bank Accounts in Canada
When you use a business bank account, it can help the business you run build its own credit profile, which can be useful down the road. So how easy is it to open a business account? We’ll go through the process and help you understand how much the fees are for every given business bank account.
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Top Small Business Grants in Canada 2023
Government grants are available to support small business owners across the country, with variations depending on the province and specific region, and can help promote business and services in isolated areas. These non-repayable grants can assist in the growth and recovery of your business for long-term stability.
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How late payments impact your credit score and access to credit?
Even if you miss one bill payment, you can lose as much 150 points. While it’s not always so dramatic of a drop, it’s still essential that you pay things off before the deadlines. You may not qualify for prime credit cards, low-interest loans, and decent mortgage rates. This is because when your credit score is less because you’ve missed a payment or are late, this becomes a red flag to lenders. To keep your credit score healthy, make sure to pay your bills on time.
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How to Secure Easy Financing through a Private Mortgage Lender in Canada
If you have bad credit, have irregular income, depend on foreign income, or are new to Canada and don’t have employment history, a private mortgage is well suited to you.
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Are we in a buyer’s market? April 2023 Edition
While interest rates have gone up, there are some things that contribute to it being a good time to buy. Many Canadians know that home ownership is a great long-term investment. However, they also acknowledge the higher interest rates may have a negative effect on their ability to buy or sell a home. At this point, 67% of Canadians wouldn’t consider purchasing a home in the early part of 2023.
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Top 7 Paid Surveys Sites in Canada
We’ll let you know about the top 7 paid survey sites for Canadians. These have been vetted as legitimate, well-established paid survey sites. They all have different incentives that can include cash, gift cards, a point system, sweepstakes, and free products.
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Top 12 SUVs in Canada for 2023
As one of the most popular vehicle types out there, there are numerous options for all lifestyles. We’ve created this list so you have an idea about what SUV’s stand out in their class.
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