Avg. Rating: 5.0 (2 reviews)

Zensurance is a Toronto-based digital commercial insurance platform that offers industry-specific business insurance quotes and exclusive rates at up to 35% off the competition. With more than 50 insurance partners, Zensurance has serviced over 300,000 Canadian small businesses across numerous industries. The advanced self-serve purchase capabilities of the platform reinforced by a highly rated customer-centric support team allow business owners to purchase a policy anytime, anywhere.


Get a free online quote with Zensurance today!

  • TIME IN BUSINESS: Since 2016
  • # OF CUSTOMERS: 50,000


info@zensurance.com 1302-200 University Avenue, Toronto, ON M5V 3C6
Call Center: Mon-Fri: 8:00AM - 6:00PM EST
Support Offered:
  • Phone Support
  • Email Support
  • Web Chat
  • Social Media
  • Blog
  • FAQs
Availability: British Columbia, Alberta, Saskatchewan, Manitoba, Ontario, Nova Scotia, New Brunswick, Prince Edward Island and Newfoundland and Labrador.

Products Offered

Below are all the products offered by this company.

Product Description:


Zensurance is working with the leading insurance companies and industry experts to build the most cutting edge insurance solution. We believe the current process of buying and managing business insurance is due for a refresh.

At Zensurance, we skip the phone-tag and do things a little differently from the traditional multi-day insurance purchasing process. Instead, we leverage AI and process automation to help business owners save time by requesting a quote online, 24/7, without having to speak to anyone. By using data and analytics to identify the most common risks, Zensurance is able to create curated insurance packages ideally suited for each industry.

Small business owners no longer have to wade through endless forms; they can learn about all their needs and purchase at their own convenience within minutes online.

Business insurance is an umbrella term that refers to coverage for costs associated with third-party liability issues, such as property damage or bodily injury.


The most common liability insurance coverages include:

Commercial general liability insurance, which protects you from the most common risks you may encounter in your day-to-day business operations, such as third-party property damage and bodily injury.

Professional liability insurance: is a type of liability insurance that provides coverage for claims alleging negligence or failure to deliver a service as promised, resulting in financial loss.

Errors and omissions insurance: is a type of professional liability insurance that protects you from claims alleging a financial loss due to an error or omission on your part.

Directors and officers insurance: protects your board members and their assets, should a lawsuit or claim be filed against them or the company.

Cyber liability insurance: covers the costs associated with recovering from a cybercrime involving your technology systems and customer data.



For a small- to medium-sized business, you can anticipate spending $450.00 annually on a basic Commercial General Liability Issuance policy with a $2,000,000.00 limit.

The amount of coverage required for your business varies, and so does the cost of your insurance premium. In the online quote application, we ask some questions about your business to gain a better understanding of your coverage needs.

The following factors are taken into consideration when determining the cost of your premium:

  • Business size and location;
  • Years of experience;
  • Annual and projected gross revenue;
  • Number of employees; and,
  • Issuance claims history.

Articles About Zensurance

By Smarter Loans Staff

The Smarter Loans Staff is made up of writers, researchers, journalists, business leaders and industry experts who carefully research, analyze and produce Canada's highest quality content when it comes to money matters, on behalf of Smarter Loans. While we cannot possibly name every person involved in the process, we collectively credit them as Smarter Loans Writing Staff. Our work has been featured in the Toronto Star, National Post and many other publications. Today, Smarter Loans is recognized in Canada as the go-to destination for financial education, and was named the "GPS of Fintech Lending" by the Toronto Star in 2019.

Frequently Asked Questions About Zensurance

What is Zensurance?

Zensurance is a Toronto-based digital commercial insurance platform that offers industry-specific business insurance quotes.

What does Zensurance offer?

Zensurance works with over 50 leading insurance companies, leveraging the latest innovations to provide industry-specific business insurance quotes and exclusive rates at up to 35% off the competition.

Is Zensurance safe?

Zensurance is leading the technology revolution in the insurance industry and redefining business insurance. They have been in business since 2016 and have served over 50,000 customers. All information you provide to Zensurance is fully encrypted and only shared securely with the insurance carrier.

What is business insurance?

Business insurance protects your business financially should a claim or lawsuit be filed against you or your business, allowing you to recover losses if an uncertain event happens. Business insurance, depending on the kind you get covers third-party property damage, errors, bodily injuries, etc.

How much does Zensurance cost?

There are many types of insurance available for business owners. The type of coverage you need is what will determine the cost. These factors include the industry you're in, the size of your business, revenue, and more. On average, small to medium-sized businesses can expect to spend $450 on a basic CGL policy with a $2,000,000 limit.

What are some of the benefits of using Zensurance?

When you use Zensurane then you don’t have to wade through endless forms and play call a bunch of people to get a quote. Zensurance learns about all of your needs in minutes, and you can purchase at your convenience online.

How does Zensurance provide quotes?

Zensurance has a fully online quote application process. Using data analytics, Zensurance analyzes the most common risks and creates curated packages ideally suited for each industry.

Do I need business insurance if I work from home?

Yes, people that work from home need business insurance. Some personal home insurance policies could cover personal items for work, such as a laptop, but most home policies won't cover business items.

How do I pay for my business insurance?

You can choose to pay for your business insurance on a monthly or annual basis, most times through direct deposit. Most customers pay on a yearly basis to avoid additional financing charges, but Zensurance also offers flexible payment options, including monthly solutions for policies more than $500.

Zensurance Reviews

Avg. Rating: 5.0 (2 reviews)
Very Easy

Enjoyed the entire insurance buying process with Zensurance compared to my last time shopping for it. It was smooth and easy

Professional Service

Excellent customer service and value for money. Tristan was very responsive and was able to find is an insurance that was right for us. Professional conduct and very responsive to emails. (via Google reviews)

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