Avg. Rating: 5.0 (1 review)

Paving the Payments Future

Headquartered in Atlanta, Georgia, REPAY is an innovator in the financial technology and payment processing industries. They help financial companies and lenders improve their operations and serve their customers better by upgrading their payments technology, enabling companies to accept electronic payments, instantly fund loans, and improve communication methods. REPAY is available in Canada and US, and their technology is used by over 10,000 merchant locations across North America.

  • TIME IN BUSINESS: Since 2006
  • # OF CUSTOMERS: Over 10,000
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1-866-494-8705 3 West Paces Ferry Rd Ste 200 Atlanta, GA 30305
Call Center: Monday - Friday: 9AM to 5PM EST
Support Offered:
  • Phone
  • Email
Availability: Canada and US

Products Offered

Below are all the products offered by this company.

Credit and Debit Processing

REPAY credit and debit card processing allows lenders to easily and securely accept cards as a form of payment.

These payments can be made at your location, on your website and even from your customers’ mobile phones.

Instant Funding

Fast Funds. Realtime Results.

There’s no time like the present. That’s why we’ve developed our Instant Funding technology, which utilizes REPAY’s payment platform with Visa® and Mastercard’s® reliable global network and distribution systems to immediately push funds to your customers’ debit or prepaid cards. We’ll help you deliver fast, convenient and secure funding experiences that will set your business apart from the rest.

Innovation in Funding Experience

Instant Funding will help you provide a better, more customer-friendly funding process that removes the friction and processing delays associated with traditional fund disbursements. Once you submit a transaction, the funds are typically available for use within thirty minutes. And, once you have a debit or prepaid card securely stored on file, it can be quickly used again for future fund disbursements or payments.

Feature Benefits:

Funds are typically available for use within thirty minutes and the funding network is available 24/7/365.

Data Insights:
You’ll have access to realtime insights into transactional data and activity.

Transactions are processed in real-time and the quick transaction flow allows for fast fund distributions. Better risk and anti-fraud control.

We support you with dedicated implementation services, ongoing training and 24/7/365 customer service.

Automated Clearing House (ACH) Processing.

Same-Day Bill Pay.

ACH processing is faster and safer than paper checks, but for the REPAY team, that just isn’t enough. That’s why we’ve updated our ACH processing solutions to be as efficient as possible. You can always depend on fast and reliable payments, low transaction fees and satisfied customers.


Payment Methods

  • Website/Online
  • Mobile App
  • Text
  • IVR
  • In-Store

Articles About REPAY

By Vlad Sherbatov

Vlad is the President and Co-Founder of Smarter Loans, Canada's original and largest loan comparison website. He is a passionate entrepreneur and business leader in the Canadian financial sector. He was selected as a 2019 Top 25 Leaders in Lending by the Canadian Lenders Association. Vlad is an author at Smarter Loans, and has been featured in publications like the Toronto Star and National Post, among others.

Frequently Asked Questions About REPAY

What is REPAY?

REPAY is a technology company in the financial sector, specializing in payment processing. They help financial companies and lenders improve their operations and serve their customers better by upgrading their payments technology, among other popular solutions.

What services does REPAY offer?

REPAY offers credit and debit card processing, instant funding services for lenders, ACH processing and other technology intended to improve financial services and lending businesses.

Where is REPAY located?

REPAY is headquartered in Atlanta, Georgia.

Does REPAY service both USA and Canada?

Yes, REPAY offers their services to both US and Canadian financial companies.

How many customers doe REPAY have?

Repay serves over 10,000 merchant locations across North America.

What industries does REPAY specialize in?

REPAY specializes in the following industries: consumer finance, automotive, receivables management, healthcare and financial institutions

Who should use REPAY?

Lenders and financial service companies are a great fit for REPAY's products and services. Any institution that has the need to send funds to their customers can likely leverage some of the innovative technology offered by REPAY.

How much does REPAY cost?

There are many different products and services offered by REPAY. Each solution is tailored to each individual client and is priced on a case by case basis.

I'm thinking of starting a lending business. Can REPAY help?

Yes. REPAY is able to equip a new lender with end to end digital capabilities to help digitize as many aspects of the business as possible.

REPAY Reviews

Avg. Rating: 5.0 (1 review)
Great Team at REPAY

REPAY offers cutting edge tech for lending companies, their reps are knowledgeable and know how to deliver results. Highly recommend working with them!


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