Smarter Loans Inc. is not a lender. Smarter.loans is an independent comparison website that provides information on lending and financial companies in Canada. We work hard to give you the information you need to make smarter decisions about a financial company or product that you might be considering. We may receive compensation from companies that we work with for placement of their products or services on our site. While compensation arrangements may affect the order, position or placement of products & companies listed on our website, it does not influence our evaluation of those products. Please do not interpret the order in which products appear on Smarter Loans as an endorsement or recommendation from us. Our website does not feature every loan provider or financial product available in Canada. We try our best to bring you up-to-date, educational information to help you decide the best solution for your individual situation. The information and tools that we provide are free to you and should merely be used as guidance. You should always review the terms, fees, and conditions for any loan or financial product that you are considering.
Creditbook is a risk management and personal information agency that specializes in alternative loans. They help minimize risk by providing micro-lenders legitimate tools and information from customers who have requested or will request a loan.
Solutions by Creditbook include their Creditbook Check that is an alternative database for lenders that can view alternative loans requested by individuals, a loan management software to learn more about customers and their information, and more.
As a personal agency, Creditbook is specialized in risk management for micro lenders.
Creditbook helps you against potential losses and frauds by providing many solutions such as:
– An easy colour coded IBV
– A database of all the alternative loan all over Canada
– A software : SLOAN, that will automate you loan process and maximize your benefits
Creditbook is a member of the Canadian Lenders Association:
Creditbook is a company specialized in risk management and alternative loans. They help manage risks while remaining compliant with the Consumer Protection Office “OPC”.
You can access and share information on people’s creditworthiness using Creditbook’s database. It’s comprised of non-registered loans that allow Canadian lenders, affiliated or not to make informed decisions and access information on people’s application.
Instant Banking Verification
Creditbook’s IBV thoroughly analyzes applicants financial situations and allows you to connect to their bank account and confirm their identity.
Sloan, All-in-One Software
Creditbook’s SLOAN software integrates databases, increases customer retention, processes more applications and achieves economies of scale, automates tasks, and more.
You only pay when you see results. Creditbook operates on a pay-per-click revenue stream.