Our verdict
Best for
People who want advice on which route to take before committing to a trustee
Not for
Anyone who wants a single provider to both advise and file, since 4 Pillars is not itself a trustee
What we like
- Independent of any single trustee, so the advice is not tied to one filing route
- Free initial consultation
- Offices across most provinces
Where it could improve
- Not a licensed insolvency trustee, so a proposal or bankruptcy is filed by a third party
- Fees for the consulting service are separate from trustee fees, which is worth clarifying up front
Products
One block per product, each with its own numbers. Never blended into a single range.
Debt Restructuring Support
Debt restructuring
Service type
Debt restructuring advice, credit rebuilding, budgeting
Good to know: 4 Pillars is not a Licensed Insolvency Trustee — it advises and advocates for you, and any consumer proposal is still filed through a trustee, whose fee is separate from the fee 4 Pillars charges. Founded in 2002, it has 51 offices across Canada and the first consultation is free.
4 Pillars Consulting Group alternatives
A. Farber & Partners Inc.
One of Canada's largest licensed insolvency trustee firms, filing consumer proposals and bankruptcies alongside debt restructuring advice.
Full profile ›
Consolidated Credit
A non-profit credit counselling agency offering free counselling and debt management plans that consolidate unsecured debt into one monthly payment with interest reduced or eliminated.
Full profile ›
Alternatives link to our profiles only. Comparing is the point; we send nobody sideways.
Company details
Legal name
4 Pillars Consulting Group Inc.
Parent
Franchise network
Regulator
Not a licensed trustee; provincial consumer protection registration applies
Founded
2002
Hq
British Columbia
