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Canadian homes face harsh seasons, and small maintenance tasks done at the right time can prevent costly repairs. This guide breaks down a complete spring, summer, fall, and winter home maintenance checklist - plus monthly mini checks, budgeting tips, and tools to help you stay ahead year-round.
Vlad Sherbatov
Homeowners
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Home warranties and home insurance protect against very different risks, yet many Canadian homeowners confuse the two. This guide breaks down what each covers, what they don’t, typical costs, and when having both makes sense - so you can protect your home without overpaying.
Vlad Sherbatov
Homeowners
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Home insurance premiums are rising across Canada - even for homeowners with no claims. This guide breaks down the biggest factors affecting home insurance costs, from climate risk and rebuild inflation to home features and policy choices, and explains what you can do to manage future increases.
Vlad Sherbatov
Homeowners
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Not all renovations are expensive - and the smartest ones often deliver the biggest return. This guide covers 20 budget-friendly upgrades Canadian homeowners can make to increase property value, improve buyer appeal, and maximize ROI without overspending.
Vlad Sherbatov
Homeowners
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Home security systems in Canada have evolved into powerful smart-home tools that protect against break-ins, flooding, freezing, and everyday risks. This guide compares major providers, explains essential features, breaks down pricing, and helps you choose the right system for your home - backed by clean visuals, expert insights, and practical recommendations.
Vlad Sherbatov
Homeowners
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Extreme weather events are becoming more common across Canada - and your home’s protection depends on smart upgrades and seasonal planning. This guide breaks down the most effective steps homeowners can take to guard against flooding, storms, wildfires, extreme heat, and winter damage, with simple visuals, cost insights, and practical strategies you can start today.
Vlad Sherbatov
Homeowners
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Evaluating resale potential before buying is one of the smartest moves a Canadian homebuyer can make. This guide breaks down the data realtors use - location scores, neighbourhood trends, lot quality, layout, mechanical systems, and comparable sales - so you can predict future value and avoid costly mistakes.
Vlad Sherbatov
Homeowners
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Every year, thousands of Canadians miss out on valuable tax credits and deductions tied to homeownership. This guide breaks down the most important programs - from renovation credits to energy rebates and home-buyer incentives - using clear examples and visuals so you know exactly what you can claim and how to maximize your refund.
Vlad Sherbatov
Homeowners
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Smart landscaping is one of the most effective ways to boost curb appeal and home value in Canada. This guide highlights the highest-ROI upgrades - from front yard refreshes and stone walkways to lighting, trees, and drainage - complete with visuals, comparisons, and practical tips that work in every Canadian climate.
Vlad Sherbatov
Homeowners
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Canadian seniors are increasingly turning to their home equity to support retirement. This guide breaks down the differences between reverse mortgages and HELOCs, shows how qualification changes with age, and explains how each option fits into long-term retirement planning. Includes visuals, comparisons, and tools to help you make a confident decision.
Vlad Sherbatov
Homeowners
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Wealthy Canadians use HELOCs as powerful financial tools — not just emergency credit. In this guide, we break down the most effective HELOC strategies anyone can apply, including consolidation, investing, real estate, tax-efficient planning, and high-ROI renovations. Clear diagrams, pros and cons, and risk scales help you choose the approach that fits your home equity and financial goals.
Vlad Sherbatov
Homeowners
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Changing interest rates can dramatically impact Canadian homeowners — from monthly mortgage payments and renewal costs to HELOC rates, debt management, and long-term financial planning. In this guide, we break down how rising and falling rates influence your budget, your home equity, and your borrowing power. With real payment scenarios, visual rate trends, and practical strategies, you’ll learn how to protect your finances and even benefit during volatile rate cycles.
Vlad Sherbatov
Homeowners
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In a Canadian rental-housing market facing significant pressure – rising construction costs, capital constraints, energy-efficiency imperatives and a growing need for affordable units – the CMHC MLI Select program offers a compelling financing pathway for developers, investors and property owners.
Vlad Sherbatov
Business
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If you're a lender, you know how tough it can be to stand out in a crowded market. That's why it's crucial to optimize your listing on Smarter Loans, the leading loan comparison platform. By strategically creating a robust profile and incorporating video and media, you can differentiate yourself from the competition and attract more customers. Our article offers valuable tips and strategies to help you optimize your listing and reduce costs, so you can stay ahead in the game.
Vlad Sherbatov
Industry News
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