High Ratio Mortgages in Montreal, Quebec

Montreal is quite famed in Canadian culture for it’s vibrant arts and culture sector as well as the nightlife. As the city continues to boast one of the biggest economies in the country, music festivals, contemporary dances companies and more are attracted to base themselves out of Montreal. Alongside a thriving arts and culture sector, there are many individuals that now seek residence in Montreal but can’t necessarily afford a 20% downpayment on a home. Fortunately for these people, there is a popular mortgage option known as a high ratio mortgage. There could be many in the city looking at a high ratio mortgage as a way to secure financing without needing to pay the 20% downpayment.

Looking for the right high ratio mortgage from a reliable mortgage provider concerns aspects of research to consider that can be daunting without guidance.

This is precisely why an online directory from Smarter Loans chas been prepared so that you can simply scroll down on this page, and simply search for Montreal and you’ll discover a list of reliable providers operating in the area. After you browse through, you can easily compare the options and select the one that is most beneficial for you. Also keep in mind that although you don’t need to pay a 20% downpayment on a high ratio mortgage, you will be required to obtain mortgage insurance.

Easily compare and screen each provider as the directory can provide an overview of the most important information. Then once you have found a suitable provider, click the “Apply Now” button to commence with the approval application, where you will be asked to complete a questionnaire. Another option to pre-apply directly with Smarter Loans and in that case, the ability to select a provider we think fits your needs best will be delegated to a devoted member of our team.

Company
Amount
Interest Rate
Reviews
Terms
$10,000 and up
Varies
12 Months
$10,000 - $25,000
Varies
12 - 60 months
$50,000 - $100M
Varies
Varies
Company
Amount
Interest Rate
Reviews
Terms
$500 - $35,000
19.99% - 46.96%
9 - 120 Months
$500 - $30,000
19.99% - 39.99%
6 - 120 Months
$2,000 - $10,000
34.9% - 43%
12 - 60 Months
Company
Amount
Interest Rate
Reviews
Terms
$1,000 - $1,000,000
6% - 25%
3 - 24 Months
$5,000 - $150,000
8% - 18%
6 - 24 Months
$10,000 - $300,000
Starting at 6.99%
4 - 18 Months
$5000 - $500,000
12.99% - 39.99%
6 - 18 Months
$5,000 – $500,000
Starting at 5.9%
3 – 60 Months
Company
Amount
Interest Rate
Reviews
Terms
No Lender found for Payday
Company
Amount
Interest Rate
Reviews
Terms
$3,500 - $49,500
8.99% - 29.5%
12 - 84 Months
$5,000 - $40,000
Starting at 2.9%
12 - 72 Months
Company
Amount
Interest Rate
Reviews
Terms
$1,000 - $1,000,000
6% - 25%
3 - 24 Months
$50,000 - Unlimited
Varies
Varies
$5,000 And Up
4.9% - 24.99%
18 - 84 Months
Company
Amount
Interest Rate
Reviews
Terms
$1,000 - $1,000,000
6% - 25%
3 - 24 Months
$50,000 - Unlimited
Varies
Varies
$5,000 And Up
4.9% - 24.99%
18 - 84 Months
Company
Amount
Interest Rate
Reviews
Terms
$1,000 - $1,000,000
6% - 25%
3 - 24 Months
$50,000 - Unlimited
Varies
Varies
$5,000 And Up
4.9% - 24.99%
18 - 84 Months
Company
Amount
Interest Rate
Reviews
Terms
$1,000 - $1,000,000
6% - 25%
3 - 24 Months
$50,000 - Unlimited
Varies
Varies
$5,000 And Up
4.9% - 24.99%
18 - 84 Months
Company
Amount
Interest Rate
Reviews
Terms
$5,000 And Up
4.9% - 24.99%
18 - 84 Months
Company
Amount
Interest Rate
Reviews
Terms
$10,000 and up
Varies
12 Months
$500 - $35,000
19.99% - 46.96%
9 - 120 Months
$500 - $30,000
19.99% - 39.99%
6 - 120 Months
$350 - $25,000
Varies
12 - 60 months
$50,000 - $100M
Varies
Varies
Company
Amount
Interest Rate
Reviews
Terms
$500 - $30,000
19.99% - 39.99%
6 - 120 Months
$2,000 - $10,000
34.9% - 43%
12 - 60 Months
Company
Amount
Interest Rate
Reviews
Terms
No Lender found for Recreational Vehicles

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