Bad Credit Loans Ottawa

If looking for a loan in Ottawa wasn’t daunting enough, having a less-than-perfect credit score can add to the pressure of finding the right loan. Though you might have looked at the lenders around Ottawa and been unable to find an institution that will work with you on decent terms, don’t worry. Though you may feel alone in your situation, there are actually many institutions that will work with you. It’s easier to get a bad credit loan in Ottawa than it seems. Smaller lending institutions will happily work with you on terms that won’t break your bank. You may want to look into Credit Unions and Secured Savings loans, as these are common solutions to getting a loan with bad credit in Ottawa.

But there are tons of alternative lending firms that will get you approved quickly for an online loan. Smarter Loans has an extensive list of firms with a great history who are willing to work with people most banks turn away. Our list will let you know the conditions and qualifications for each lender, and let you know how to apply for these loans quickly. Don’t let the fact that your score isn’t the best hold you back, there are tons of lenders out there that are perfect for you. Look at one of the lenders in the list below to get started, or apply directly from Smarter Loans, and we’ll help you get the loan you’re looking for.

Company
Amount
Interest Rate
Reviews
Terms
$500 - $10,000
23% - 59.7%
6 - 24 Months
$100 - $1,000
Varies
30 - 62 Days
$500 - $10,000
19.99% - 46.99%
12 - 36 Months
$500 - $10,000
12.99% - 39.99%
9 - 36 Months
$500 - $10,000
46.93%
Open Line of Credit
$100 – $15,000
46.93%
Open Line of Credit
$1,000 - $35,000
5.6% - 25.5%
36 - 60 Months
Company
Amount
Interest Rate
Reviews
Terms
$5000 - $100,000
Starting at 6.87%
3 - 18 Months
$5000 - $250,000
Starting at 14%
6 - 24 Months
$5,000 - $150,000
8% - 18%
6 - 24 Months
$10,000 - $300,000
Starting at 6.99%
4 - 18 Months
$1,000 - $35,000
5.6% - 25.5%
36 - 60 Months
Company
Amount
Interest Rate
Reviews
Terms
$100 - $1,000
Varies
30 - 62 Days
$100 - $1,500
Varies
Up to 2 months
$100 - $1,500
Varies by Province
Up to 62 days
Company
Amount
Interest Rate
Reviews
Terms
$5,000 and up
9.9% – 31%
24 – 84 months
$5,000 - $40,000
Starting at 2.9%
12 - 72 Months
Company
Amount
Interest Rate
Reviews
Terms
$50,000 - Unlimited
Varies
Varies
$50,000 - Unlimited
Varies
Varies
Company
Amount
Interest Rate
Reviews
Terms
Up to $500,000
Varies
Varies
Company
Amount
Interest Rate
Reviews
Terms
$50,000 - Unlimited
Varies
Varies
Company
Amount
Interest Rate
Reviews
Terms
Up to $500,000
Varies
Varies
Company
Amount
Interest Rate
Reviews
Terms
Up to $500,000
Varies
Varies
Company
Amount
Interest Rate
Reviews
Terms
Up to $500,000
Varies
Varies
Company
Amount
Interest Rate
Reviews
Terms
$1,000 - $5,000
Varies
Varies
Company
Amount
Interest Rate
Reviews
Terms
$300 - $25,000
Starting at 0%
3 - 60 Months
$500 - $10,000
12.99% - 39.99%
9 - 36 Months
Company
Amount
Interest Rate
Reviews
Terms
Up to $500,000
Varies
Varies

Elite Trusted Lenders

These companies are recognized for their excellent service, product offering and financial literacy education for all Canadians.