Bad Credit Loans in Ottawa, Ontario

If looking for a loan in Ottawa wasn’t daunting enough, having a less-than-perfect credit score can add to the pressure of finding the right loan. Though you might have looked at the lenders around Ottawa and been unable to find an institution that will work with you on decent terms, don’t worry. Though you may feel alone in your situation, there are actually many institutions that will work with you. It’s easier to get a bad credit loan in Ottawa than it seems. Smaller lending institutions will happily work with you on terms that won’t break your bank. You may want to look into Credit Unions and Secured Savings loans, as these are common solutions to getting a loan with bad credit in Ottawa. But there are tons of alternative lending firms that will get you approved quickly for an online loan. Smarter Loans has an extensive list of firms with a great history who are willing to work with people most banks turn away. Our list will let you know the conditions and qualifications for each lender, and let you know how to apply for these loans quickly. Don’t let the fact that your score isn’t the best hold you back, there are tons of lenders out there that are perfect for you. Look at one of the lenders in the list below to get started, or apply directly from Smarter Loans, and we’ll help you get the loan you’re looking for.

array(4) { [0]=> array(10) { ["term_title"]=> string(14) "Magical Credit" ["term_name"]=> string(14) "magical-credit" ["term_id"]=> string(2) "27" ["file_name"]=> string(36) "549f54b49398e7585015954ff33bb8e6.png" ["amount"]=> string(14) "$500 - $10,000" ["rate"]=> string(11) "23% - 59.7%" ["terms"]=> string(13) "6 - 24 Months" ["apply_title"]=> string(9) "Apply Now" ["apply_url"]=> string(102) "http://www.magicalcredit.ca/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [1]=> array(10) { ["term_title"]=> string(8) "Ferratum" ["term_name"]=> string(8) "ferratum" ["term_id"]=> string(3) "170" ["file_name"]=> string(36) "f1040be8f23a31a20841be0258204fa4.png" ["amount"]=> string(13) "$100 - $1,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(12) "30 - 62 Days" ["apply_title"]=> string(0) "" ["apply_url"]=> string(105) "https://www.ferratum.ca/?k=SMRTRLN&utm_source=SmarterLoans&utm_medium=affiliate&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [2]=> array(10) { ["term_title"]=> string(9) "Borrowell" ["term_name"]=> string(9) "borrowell" ["term_id"]=> string(1) "7" ["file_name"]=> string(36) "555d1eb4813a62d09ca73479e0c0fb0c.png" ["amount"]=> string(16) "$1,000 - $35,000" ["rate"]=> string(12) "5.6% - 25.5%" ["terms"]=> string(14) "36 - 60 months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(57) "https://www.borrowell.com/personal-loans/?id=smarterloans" ["bundle"]=> string(1) "2" } [3]=> array(10) { ["term_title"]=> string(16) "Cashco Financial" ["term_name"]=> string(16) "cashco-financial" ["term_id"]=> string(2) "92" ["file_name"]=> string(36) "a3d5b1e223d2c9422bfa2c0181efaa58.png" ["amount"]=> string(13) "$250 - $7,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(13) "6 - 60 Months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(126) "https://cashcofinancial.com/online-loan-application/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
approved $500 - $10,000 23% - 59.7%
6 - 24 Months Apply Now
approved $100 - $1,000 Varies
30 - 62 Days Apply now
approved $1,000 - $35,000 5.6% - 25.5%
36 - 60 months Apply now
approved $250 - $7,000 Varies
6 - 60 Months Apply now
array(5) { [0]=> array(10) { ["term_title"]=> string(15) "Company Capital" ["term_name"]=> string(15) "company-capital" ["term_id"]=> string(1) "9" ["file_name"]=> string(36) "15f23b89452a9b9966d853d96b99674f.png" ["amount"]=> string(17) "$5,000 - $100,000" ["rate"]=> string(17) "Starting at 6.87%" ["terms"]=> string(13) "3 - 18 months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(92) "https://www.companycapital.ca/pos-calculate/?utm_source=SmarterLoans&utm_medium=SmarterLoans" ["bundle"]=> string(1) "2" } [1]=> array(10) { ["term_title"]=> string(7) "On-Deck" ["term_name"]=> string(7) "on-deck" ["term_id"]=> string(2) "12" ["file_name"]=> string(36) "9e810fd1cfe37061f829dea99b83ca64.png" ["amount"]=> string(15) "$5,000-$250,000" ["rate"]=> string(15) "Starting at 14%" ["terms"]=> string(11) "6-24 months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(80) "https://online.ondeck.com/en-CA/?utm_source=SmarterLoans&utm_medium=SmarterLoans" ["bundle"]=> string(1) "2" } [2]=> array(10) { ["term_title"]=> string(9) "Lendified" ["term_name"]=> string(9) "lendified" ["term_id"]=> string(2) "14" ["file_name"]=> string(36) "51edbd2fc59c80f33d18f850aea11117.png" ["amount"]=> string(17) "$5,000 - $150,000" ["rate"]=> string(8) "8% - 18%" ["terms"]=> string(13) "6 - 24 months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(100) "https://www.lendified.com/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [3]=> array(10) { ["term_title"]=> string(9) "Evolocity" ["term_name"]=> string(9) "evolocity" ["term_id"]=> string(2) "13" ["file_name"]=> string(36) "6a3f3522089d42b7e4878fd5876b5fd1.png" ["amount"]=> string(18) "$10,000 - $300,000" ["rate"]=> string(17) "Starting at 6.99%" ["terms"]=> string(13) "4 - 18 months" ["apply_title"]=> string(0) "" ["apply_url"]=> string(48) "http://go.evolocity.ca/l/209542/2017-06-05/5s5y2" ["bundle"]=> string(1) "2" } [4]=> array(10) { ["term_title"]=> string(9) "Borrowell" ["term_name"]=> string(9) "borrowell" ["term_id"]=> string(1) "7" ["file_name"]=> string(36) "555d1eb4813a62d09ca73479e0c0fb0c.png" ["amount"]=> string(18) "$1,000 - $35,000 " ["rate"]=> string(12) "5.6% - 25.5%" ["terms"]=> string(16) "36 - 60 months " ["apply_title"]=> string(0) "" ["apply_url"]=> string(77) "https://www.borrowell.com/personal-loans/small-business-loan/?id=smarterloans" ["bundle"]=> string(1) "2" } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
approved $5,000 - $100,000 Starting at 6.87%
3 - 18 months Apply now
approved $5,000-$250,000 Starting at 14%
6-24 months Apply now
$5,000 - $150,000 8% - 18%
6 - 24 months Apply now
approved $10,000 - $300,000 Starting at 6.99%
4 - 18 months Apply now
approved $1,000 - $35,000 5.6% - 25.5%
36 - 60 months Apply now
array(6) { [0]=> array(10) { ["term_title"]=> string(39) "Dominion Lending Centres Edge Financial" ["term_name"]=> string(39) "dominion-lending-centres-edge-financial" ["term_id"]=> string(3) "151" ["file_name"]=> string(36) "30996b4f56813c65b8eb7b7419ec0e8d.jpg" ["amount"]=> string(10) "Any Amount" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [1]=> array(10) { ["term_title"]=> string(22) "Matrix Mortgage Global" ["term_name"]=> string(22) "matrix-mortgage-global" ["term_id"]=> string(2) "61" ["file_name"]=> string(36) "04b4e035d5e1bf48a63fe3a10eaf8e5a.png" ["amount"]=> string(6) "Varies" ["rate"]=> string(17) "Starting at 2.79%" ["terms"]=> string(8) "Varies " ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [2]=> array(10) { ["term_title"]=> string(6) "Centum" ["term_name"]=> string(6) "centum" ["term_id"]=> string(2) "56" ["file_name"]=> string(36) "47f0456c905c528694772275a259448f.jpg" ["amount"]=> string(19) "$50,000 - Unlimited" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [3]=> array(10) { ["term_title"]=> string(24) "Dominion Lending Centres" ["term_name"]=> string(24) "dominion-lending-centres" ["term_id"]=> string(2) "29" ["file_name"]=> string(36) "135640068310796a1c6c36899404cfaa.png" ["amount"]=> string(20) "$50,000 - $1,000,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(19) "6 months - 10 years" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [4]=> array(10) { ["term_title"]=> string(19) "True North Mortgage" ["term_name"]=> string(19) "true-north-mortgage" ["term_id"]=> string(2) "39" ["file_name"]=> string(36) "d109073b88f6b73157ac8f2afd181b47.png" ["amount"]=> string(19) "$50,000 - Unlimited" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } [5]=> array(10) { ["term_title"]=> string(14) "Capital Direct" ["term_name"]=> string(14) "capital-direct" ["term_id"]=> string(2) "41" ["file_name"]=> string(36) "6f1ebbf1231f0cdda0dee92d7a8b4694.png" ["amount"]=> string(19) "$10,000 - $1,500,00" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
Any Amount Varies
Varies
Varies Starting at 2.79%
Varies
$50,000 - Unlimited Varies
Varies
$50,000 - $1,000,000 Varies
6 months - 10 years
$50,000 - Unlimited Varies
Varies
$10,000 - $1,500,00 Varies
Varies
array(1) { [0]=> array(10) { ["term_title"]=> string(11) "Carloans411" ["term_name"]=> string(11) "carloans411" ["term_id"]=> string(2) "43" ["file_name"]=> string(36) "2706159e332a8ed90ca69c7024ac4b29.png" ["amount"]=> string(16) "$5,000 - $40,000" ["rate"]=> string(16) "Starting at 2.9%" ["terms"]=> string(14) "12 - 72 Months" ["apply_title"]=> string(9) "Apply Now" ["apply_url"]=> string(80) "https://carloans411.ca/quick-approval?affiliate_id=79&utm_source=Smarter%20Loans" ["bundle"]=> string(1) "2" } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
$5,000 - $40,000 Starting at 2.9%
12 - 72 Months Apply Now
array(2) { [0]=> array(10) { ["term_title"]=> string(15) "Polaris Leasing" ["term_name"]=> string(15) "polaris-leasing" ["term_id"]=> string(2) "75" ["file_name"]=> string(36) "fc130c5b8c7e72927f162b1902cfe833.jpg" ["amount"]=> string(14) "Up to $500,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> string(0) "" ["apply_url"]=> string(111) "https://polarisleasing.com/apply-now/?utm_source=SmarterLoans&utm_medium=SmarterLoans&utm_campaign=SmarterLoans" ["bundle"]=> string(1) "2" } [1]=> array(10) { ["term_title"]=> string(16) "National Leasing" ["term_name"]=> string(16) "national-leasing" ["term_id"]=> string(3) "104" ["file_name"]=> string(36) "0bc2761e63512e7fc00db6c600cf7a40.jpg" ["amount"]=> string(14) "Up to $500,000" ["rate"]=> string(6) "Varies" ["terms"]=> string(6) "Varies" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
Up to $500,000 Varies
Varies Apply now
Up to $500,000 Varies
Varies
array(1) { [0]=> array(10) { ["term_title"]=> string(22) "Health Smart Financial" ["term_name"]=> string(12) "health-smart" ["term_id"]=> string(3) "150" ["file_name"]=> string(36) "f8b6115280e4a709151e2d1b4755ee5d.png" ["amount"]=> string(14) "$300 - $25,000" ["rate"]=> string(14) "Starting at 0%" ["terms"]=> string(13) "3 - 60 Months" ["apply_title"]=> NULL ["apply_url"]=> NULL ["bundle"]=> NULL } }
Company Expert Approved Amount Interest Rate Customer Reviews Terms
$300 - $25,000 Starting at 0%
3 - 60 Months

Different Types of Loans in Ottawa, Ontario

Personal Loans Ottawa, Payday Loans Ottawa, Business Loans Ottawa

Elite Trusted Lenders

These companies are recognized for their excellent service, product offering and financial literacy education for all Canadians.