BC Loans (1)
BDC (1)
Borrowell (2)
Centum (1)
Evolocity (2)
Ferratum (2)
Grow (1)
Lendified (1)
Mogo (1)
MoneyMart (2)
On-Deck (2)
Progressa (1)
Affirm Financial
4.7 / 5

Affirm serves people who are financially responsible, but have run into problems and need help re-establishing a solid financial footing. We understand that financial plans can go off track – whether through illness, job loss, or other family circumstances. Your credit rating may fall to the point where you can’t get a loan or a credit card from your financial institution.

That’s where we come in. In our eyes, if you’re facing up to the situation and honestly trying to deal with it. And from that starting point, we take an honest and sympathetic look at your circumstances and your resources, and try our best to deliver a financial bridge to a better future.

No, we don’t approve every single application. But most of our clients are people who have had difficulty getting credit from banks or other financial institutions. They’ve faced what you’re facing now. We’ve not only provided the funds they needed, but we’ve done it with sensitivity and respect.

Maybe it’s your turn now.

Call center

Monday to Thursday: 8AM to 8PM EST
Fridays: 8AM to 6PM EST

Web Chat
Help Center/Blog
Email Support
in business

Since 2012

of customers

Over 45,000


Not Provided


All of Canada except Quebec

Affirm Financial Reviews
4.7 /5 (3 Reviews)

Product Offering

Personal Loan
Interest rate

29.9% – 39.9%


$300 – $7,500


6 – 60 months

Who is eligible

A Canadian citizen or a Canadian resident
At or over the age of majority in your province
Discharged from any bankruptcy
Able to provide some credit history

What you need to provide

Proof of income (i.e. pay stub).
Proof of employment showing you have been employed at your current job for 6 months or more.

How fast can you get the money

Several days

Funding method

Direct deposit

How does repayment work

As is the case with most loans, we set up a monthly payment plan based on the amount and term of the loan. We then have that amount withdrawn from your bank account on the day of your choosing each month.

Compare Affirm Financial with GO!
Media coverage