Affirm Financial

Avg. Rating: 4.7 (3 reviews)

Affirm serves people who are financially responsible, but have run into problems and need help re-establishing a solid financial footing. We understand that financial plans can go off track – whether through illness, job loss, or other family circumstances. Your credit rating may fall to the point where you can’t get a loan or a credit card from your financial institution.

That’s where we come in. In our eyes, if you’re facing up to the situation and honestly trying to deal with it. And from that starting point, we take an honest and sympathetic look at your circumstances and your resources, and try our best to deliver a financial bridge to a better future.

No, we don’t approve every single application. But most of our clients are people who have had difficulty getting credit from banks or other financial institutions. They’ve faced what you’re facing now. We’ve not only provided the funds they needed, but we’ve done it with sensitivity and respect.

Maybe it’s your turn now.

  • # OF CUSTOMERS: OVER 45,000
  • LOANS OFFERED: Personal Loan


Call Center: Monday to Thursday:
8AM to 8PM EST
8AM to 6PM EST
Support Offered:
  • Web Chat
  • Help Center/Blog
  • Email Support
Availability: All of Canada except Quebec

Loans Offered

Below are all the loan products offered by this company.

Conditions & Rates

Interest rate 29.9% – 39.9% Amount $300 – $7,500 Term 6 – 60 months

Eligibilty & Documents

Who is eligible

  • A Canadian citizen or a Canadian resident
  • At or over the age of majority in your province
  • Discharged from any bankruptcy
  • Able to provide some credit history

What you need to provide

  • Proof of income (i.e. pay stub).
  • Proof of employment showing you have been employed at your current job for 6 months or more.

Repayment & Issuance

How fast can you get the money Several days Funding method Direct deposit How does repayment work As is the case with most loans, we set up a monthly payment plan based on the amount and term of the loan. We then have that amount withdrawn from your bank account on the day of your choosing each month.

Affirm Financial Reviews

Avg. Rating: 4.7 (3 reviews)
Good customer service… Fees are high though

Good to work with, but their fees and interest rates are a bit high. I also didn’t fully get their interest rate process. For the most part they’re pretty good.

Mel R
Great service

Excellent loaning company! Customer service assistance quick to help and very friendly! Reminders were sent every month to me and I loved that! I would get another loan with affirm in the future.

5 star

5 star


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