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How much can you borrow?

$500-$15,000

Interest Rate

29.99% – 46.96%

Terms

9-60 months

Who is eligible?

Canadian residents (Not Quebec)
At least 18 years old
Minimum net income of $1200 per month
No bankruptcies: (has to be discharged for at least six months, as well as any consumer proposal.
Cannot be in credit counseling.

What do you need to provide?

2 recent pay stubs
Last 30 days of banking information
1 recent bill addressed to your current home
2 pieces of government photo ID

How long does the application take?

10-20 minutes

How long does it take to get approved?

Within 30 minutes

How fast can you get the money?

1 day or more

How do you get the money?

Direct bank deposit
Prepaid credit card
Mailed cheque

How do you repay the loan?

every 2 weeks, twice per month, monthly
In branch or by automatic withdrawal

Calculator available?

Yes

Origination Fee?

No

NSF Fee

$50 + interest

Early Repayment Penalty?

No