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How much can you borrow?

$100 – $35,000

Interest Rate

5.9% – 39.9%

Terms

12 – 60 months

Who is eligible?

Canadian citizen or permanent resident
Must be in Ontario, Alberta or British Columbia
Approval’s based on an automated credit decision algorithm that looks at different factors like your credit history, income, etc. Once you’re pre-approved, the final step is simple: we’ll just need to complete a bank verification check (automated and pretty quick!)

What do you need to provide?

Copy of your paystub and ID (both can be provided by taking a picture of them with your phone).
Occasionally we may ask for an additional document—we’re not picking on you! It’s just so we can be sure of your identity and keep your privacy, well, private.

How long does the application take?

10 – 20 minutes

How long does it take to get approved?

3-4 business days, depending on when we have all the documents

How fast can you get the money?

Within 5 business days

How do you get the money?

Direct Deposit

How do you repay the loan?

Bi-weekly or Semi-monthly payments

Calculator available?

No

Origination Fee?

Yes

NSF Fee

Yes

Early Repayment Penalty?

No