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How much can you borrow?

$1,000 – $35,000

Interest Rate

5.6% – 25.5%

Terms

36 – 60 months

Who is eligible?

Canadian citizen or resident
Age of majority in the province of residence
Valid account with a Canadian bank or financial institution
Valid email address
Credit score above 660
No bankruptcies or current delinquencies on file
$20,000 minimum income annually before taxes

What do you need to provide?

Proof of income: 2 paystubs or NOA from last 2 tax returns
Verify Identity: digital check through Equifax
Verify Bank Account: connect bank via VersaPay to complete verification

How long does the application take?

10-20 minutes

How long does it take to get approved?

Under 30 minutes

How fast can you get the money?

1 day or more

How do you get the money?

Direct bank deposit

How do you repay the loan?

Monthly, automated payments

Calculator available?

Yes

Origination Fee?

Yes, 1-5% of loan depending on credit profile

NSF Fee

$25 + interest

Early Repayment Penalty?

No