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YNAB (You Need a Budget)

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You Need a Budget (YNAB) is an online budgeting app that comes packed with a handful of financial advice and educational guides. Unlike regular budgeting apps, YNAB takes a slightly different approach by focussing on four money rules:

Give Every Dollar a Job
Roll with the Punches
Embrace Your True Expenses
Age of Your Money

YNAB allows you to import your transactions by linking financial accounts. There are automatic sync and periodic importing options. Users can categorize transactions across different sub-categories. A user can create a budget, track spending, and set financial goals with timelines or without any specific period.

TIME IN BUSINESS: Since 2004
# OF CUSTOMERS: Over 10,000

help@youneedabudget.com 770 E Main St #236, Lehi, UT 84043, United States

Call Center:

Support Offered:

Email
Help Centre
Social Media
App
YNAB Forum and Help Community
Online Workshops
Online Chat
Blog
YNAB: The Book

Availability: Worldwide

Products Offered

Below are all the products offered by this company.

Summary

YNAB (You Need a Budget) is a personal finance app. They use modern technology to help you create a budget in a unique way. It monitors your bank and investment accounts, helps you design, stick to a budget, track your spending, and allows you to set financial goals.

Pricing

Monthly:

$11.99/mo
Billed monthly. Cancel anytime.

Annual Plan:

$84/yr
One-time payment and billed annually. Cancel anytime.

Free Trial:

YNAB offers a no-risk, 100% money-back guarantee. At any point, if you don’t feel like you have more control of your money with YNAB, they’ll give you a full refund. No questions asked.

Features

Budgeting
Online synchronization
Device compatibility
Mobile app
Tutorials and educational material

Tools

Bank synching
Real-time updates
Goal tracking
Reports

Frequently Asked Questions About YNAB (You Need a Budget)

What is YNAB?

YNAB is a budgeting, expense tracking, and financial management app.

How is YNAB different from competitors?

Unlike regular budgeting apps, YNAB takes a slightly different approach by focussing on four money rules: - Give Every Dollar a Job - Roll with the Punches - Embrace Your True Expenses - Age of Your Money

How much does YNAB cost?

YNAB has a monthly fee of $11.99 or annual fees of $84.

What are some of YNAB's features?

How can I use YNAB?

YNAB offers software for the web, iOS, and Android downloadable apps. Their mobile app is available through the App Store or Google Play. You can use the same login credentials for the mobile app that you do for the desktop version.

What is YNAB's mission?

YNAB teaches people how to gain control of your money so you can stop living paycheck to paycheck, get out of debt, and save more money faster.

Is YNAB safe?

YNAB staff doesn't access customer data unless requested by the customer or required by law. Passwords use multiple iterations of a key derivative function, making it nearly impossible for a hacker to determine the exact sequence. Data is encrypted, so it can't be read even if the hard drives were stolen. And when you terminate your account, your data is wiped clean from the database.

How much can I expect to save with YNAB?

On average, new budgeters save $600 in their first two months with YNAB. Also, YNAB claims that you'll have more control and less stress over your money.