Prism

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Prism is a personal finance app that focuses on budget management and bill payments. The platform projects itself as the only bill management app a user will ever require. Prism works with over 11,000 billers, ensuring that the user can set bill payments on auto-mode.

Prism allows its platform users to connect their income accounts, schedule bills, and have a single-screen overview of their income as well as expenses. Users can start by listing all their bills. Prism will schedule these bill payments along with the option to choose the bank account or credit card for every bill payment.

  • TIME IN BUSINESS: Since 2011
  • # OF CUSTOMERS: Over 120,000

info@prismmoney.com 15809 Bear Creek Pkwy, Redmond, Washington 98052, US
Call Center:
Support Offered:
  • Email
  • App
  • Social Media
  • Blog
  • FAQs
  • Online Email Form
Availability: United States

Products Offered

Below are all the products offered by this company.

Summary

Prism is a personal finance app for budgeting and bill payments. 

With all your expenses connected to the app, you’ll have a complete picture of your budget. There you can pay your bills and accurately match your expenses against your income.

Features

  • Bill-tracking
  • All income and expenses are assembled on the app
  • Prism pulls information into a calendar or list
  • Account syncing
  • Payment cancellation
  • Choose your bill payment date

Pricing

Prism is a free app. They do disclose however that they may charge a returned item fee of $15 if your payment is returned unpaid.

Is it free to make payments?

For the most part, yes. Many billers offer free payment options, but some only offer free payments when using certain options (typically payments using your bank account), and others still charge a fee for all options. In these cases, Prism will show you their fees as you pay so you can make the right choice for your situation.

 

Frequently Asked Questions About Prism

What is Prism?

Prism is a personal finance app that focuses on budget management and bill payments. The platform projects itself as the only bill management app a user will ever require. Prism works with over 11,000 billers, ensuring that the user can set bill payments on auto-mode.

What does Prism do?

Prism allows its platform users to connect their income accounts, schedule bills, and have a single-screen overview of their income as well as expenses. Users can start by listing all their bills. Prism will schedule these bill payments along with the option to choose the bank account or credit card for every bill payment.

How much does Prism cost?

Prism is a completely free app. They do disclose however that they may charge a returned item fee of $15 if your payment is returned unpaid.

Is Prism safe?

Prism uses 256-bit AES encryption, has PIN/biometric authentication settings, and their commitment to security has allowed them to process over $1 billion in bills during the last six years.

What's a benefit to using Prism?

No more late fees or overdrafts. Prism knows when your bills are due, reminds you, and will alert you if a manual or scheduled payment may overdraft your account.

How can I access Prism?

Prism is an app and can be downloaded on iOS, Android, and Windows 8.

Can I pay rent to my landlord using Prism?

Currently, Prism only supports billers that offer the ability to view and pay your bills online. That said, Prism does not support paying individuals, and because of this, they will not be able to support any rental company or landlord that does not have a way to bill the bill online. Nonetheless, you can use their Manual Billers to help remind you when a bill of any service they cannot support is due.

How do I sign up with Prism?

To be eligible for Prism you must be at least 18 years old. You sign up by going to prismapp.com from your mobile device. You will need to create a password, account designation, and personal ID number to activate your account.

Can I use Prism abroad?

Yes! As long as you have cell reception or Wi-Fi access, you can use the Prism app to view and pay your bills anywhere. While you can use Prism abroad, they currently only support U.S. based billers and bank accounts (or those in U.S. territories).

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