Avg. Rating: 5.0 (2 reviews)

Plastk is Canada’s first & only Secured Credit Card with a premium rewards program. Their insights give you the tools to take control of your credit and get rewarded for it!

Plastk was created to help members (cardholders) achieve financial independence by enabling them to establish or rebuild their credit scores.

The Plastk card has an 17.99% interest rate, which is one of the lowest in the market *. The Cash Advance Fee is 21.99%.



  • TIME IN BUSINESS: Since 2018
Visit Site & Sign Up

1-844-200-0526 620 12th ave sw Calgary, AB, Canada T2R 0H5
Call Center: Mon to Fri 9 AM to 6 PM MDT
Support Offered:
  • Email
  • Call Centre
  • Social Media
  • Blogs
Availability: Everywhere in Canada except for Quebec

Products Offered

Below are all the products offered by this company.


Plastk is a financial technology company. They offer Canada’s first and only secured credit card with a rewards program.

Plastk Benefits

  • Canada’s First & only Secured Credit Card with Premium Rewards & Credit Insights.
  • Helping Canadian’s achieve financial freedom.
  • The newest and best way to build your credit and get rewarded for it.
  • You should be able to qualify with bad or no credit, as long as you have enough money in savings to secure your credit limit.


Secured Credit Card

With the Plastk Secured Credit Card, you can build or rebuild your credit score and improve your finances at the same time.

  • Purchase Interest: 17.99%
  • Cash advance APR: 21.99%
  • Free monthly credit score
  • Minimum security deposit: $300
  • Maximum security deposit: $10,000
  • Offers rewards points on everyday purchases
  • Grace period: 25 days for purchases; 3 days for cash advances

Fees: It has a $48 annual fee and $6 monthly maintenance fees also apply. In total, you are going to pay $120 in standard fees for 1 year.



Plastk Sentinel

To gain a deeper knowledge of your credit, customers can sign up for the Plastk Sentinel program for only $15.99/month.

  • Credit View: Plastk Sentinel gives you access to your full credit report.
  • Credit Watch: It shows you details on what’s affecting your credit, important changes & how to improve it.
  • Your Benchmark: You can Benchmark yourself with others in your area or age group to set effective goals.
  • Credit Education: You can learn about trends & best practices through videos, podcasts & tutorials.

Frequently Asked Questions About Plastk

What is Plastk?

Plastk is an innovative FinTech company in Canada. Plastk was created to help members (cardholders) achieve financial independence by enabling them to establish or rebuild their credit scores. They are Canada's first & only Secured Credit Card with a premium rewards program.

How does Plastk work?

After you apply for a Plastk Secured Visa Card and are approved, you will need to provide a security deposit. After meeting all the requirements, you can expect to receive your card within 10-15 business days.

Is Plastk safe?

Plastk's Secured Visa Credit Card is accepted at over 44 million locations, in over 200 countries, and at over 2.5 million ATMs across the globe.

Why do Canadians love Plastk?

Plastk is redefining the Secured Credit Card market by bringing premium rewards and insights to this segment of the credit card industry for the first time in Canada.

What is Plastk's Secured Credit Card's interest rate?

Plastk has one of the best interest rates in the Secured Credit card industry in Canada at 17.99% and bonus 0% APR for 3 months + 5000 bonus reward points when you sign up.

How long does it take to get approved for a Plastk Secured Credit Card?

You should hear back from Plastk within 24 hours. Once approved, they email you instructions on the best ways to send your security funds. Your card will be mailed to you.

Do I have to send in my security funds before I receive my card?

Yes. Once you’ve applied, Plastk will let you know the amount of security funds required to get started. You will have to send in your security funds before they are able to issue your new Plastk Secured Credit Card.

Is Plastk Secured Visa Card a credit card?

Yes, Plastk is a "Secured Credit Card". They report your credit card activity on a monthly basis to the credit reporting agencies.

Does Plastk provide a free credit score?

As part of your Plastk package, you get a free credit score every month. This makes it easy to track your progress.

Does Plastk provide educational resources?

Plastk provides customers with education on their credit through their partnership with Equifax and their blogs, podcast, and various other tools to improve your credit understanding.

Plastk Reviews

Avg. Rating: 5.0 (2 reviews)
Improved my credit

I used Plastk to improve my credit over the last 12 months. Happy so far.

Great rewards

been using the cash back feature to pay the balance with points and also got a few things from apple.


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