Articles About Credit Score Repair

How to get relief from debt and improve your credit

When debt is incurred, you are essentially borrowing money from your future income and therefore reducing your future standard of living. By minimizing the amount of debt that you owe, you will be better able to save for the future and will ensure that you are able to provide all of the necessities for both yourself and your family.

AutoLoanServices.ca doesn’t just sell cars; they help rebuild credit through car ownership!

AutoLoanServices.ca works with its vast network of dealerships — which provides access to more than 5,000 vehicles of nearly every make and model — in order to offer the customer a number of vehicle options, all of which are pre-approved.

Digital financial inclusion can be a Canada-wide reality with MyMarble

MyMarble aims to help people take control of their budgeting, spending, and credit score to achieve financial prosperity. It aims to help them gain financial literacy skills and feel empowered to manage their personal finances.

header image for debt consolidation post by fairstone

Is it time to consolidate debt?

If you’re wondering what debt consolidation is and if it’s right for you, our partners at Fairstone shared several scenarios where debt consolidation is worth looking into.

Common Credit Card Questions & Answers

Answers to the Top 10 Credit Card Questions

A credit card is a financial tool that can benefit the user’s financial profile if used properly. The decision to use credit cards or not is based upon a multitude of factors that are unique to the individual. But many people have unanswered questions that prevent them from applying for a credit card.

Steps to Get a Personal Loan in Canada

How to Get a Personal Loan

We’ve prepared this guide to answer the most common questions we hear about personal loans. Alongside our lender comparison charts, after reading this you should have all you need to get started with your application!

How to Improve Your Credit Score in Canada

How to Improve Your Credit Score: Step by Step Guide

Every Canadian has a credit score, but most of us have a pretty foggy understanding of what they mean and how they work. Despite this veil of secrecy, there are a number of simple best practices you can employ to improve your credit score over time. If you follow these tips, you’ll be well on your way to a stable financial future!

Negotiating Credit Card Terms

Negotiating Better Credit Card Terms

Stiff competition among lenders has made negotiating better credit card terms much easier. Many cardholders do not approach their issuer to ask for a credit limit increase, fee waiver, or lower interest because they assume the terms they agreed to can never be changed. However, there is room for renegotiation. Most banks are willing to change credit card terms, but the only way to know for sure is to ask.

Differences Between Personal and Business Credit Scores

Anatomy of a Credit Score

Why is pulling a credit report the first thing lenders do when an application is filed? The credit score is one method used to measure a consumer’s creditworthiness. Credit scores range from 300 to 850. Credit reporting agencies don’t pull these numbers out of thin air. There are several financial factors that, once analyzed, are...
How to get a business credit card?

How to Get a Business Credit Card

Small business owners just starting out may think a company credit card is unnecessary. But even new companies can receive benefits and perks, along with expense management, to help the business to grow. Over time, building good business credit becomes a calling card to opportunities that produce the leverage needed to advance a small business into a thriving empire.

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