Articles About Credit Repair

How to Save Money Fast on a Low Income

Saving money on a normal day isn’t so easy. It is even harder to save when you are living on a low income. But, it is not impossible. In this guide, you’ll see various ways you save money fast on a low income by simply adjusting your lifestyle.

How do real estate commissions work in Canada?

Real estate commissions are paid to real estate agents who are responsible for listing the property or representing the buyer in the transaction. Depending on how a transaction is executed, the commission may be split between the seller and buyer.

How to become a smart financial consumer

If you want to be smart with your money, there are certain actions you can take to help you save more, spend less, and create additional income. Here are the smartest actions you can take to properly manage your finances:

Canadian Mortgage Rate Trends for 2021

In this article, you will find key information about current mortgage rate trends in Canada. The Bank of Canada (BoC) target rate, which is linked to variable mortgage rates, is at its lowest right now, so don’t expect any further drops! BOC has made a commitment to keep key rates low until the economy begins to recover. Many forecasters are predicting economic recovery will not gain pace until 2022 / 2023.

Fairstone Review

Fairstone is an experienced leader in the Canadian financial market and has been providing their services for close to 100 years. They are Canada’s number one, non-bank solution for loans and other financial needs and also strive to have a strong community presence.

Guaranteed Approval Personal Loans – What Do They Mean

Do you want to fund a business? Or is there an emergency that you need a personal loan for? Finding a lending institution that will ‘surely’ give you a loan is not easy. Some companies advertise guaranteed approval personal loans, expecting you to take advantage of them for your funding. But, there’s more to these types of loans than you know. Here, we’ll be taking a better look at guaranteed approval personal loans and see if you should be getting them or not.

How do escrow accounts work for mortgages?

Quick Links How do escrow accounts work for mortgages? What is an Escrow Account? Types of Escrow Accounts in Real Estate Who Manages the Escrow Account? Frequently asked questions about how do escrow accounts work for mortgages? How do escrow accounts work for mortgages? If you have taken a mortgage loan, there is a chance...

Reviewing Top Financial Apps for Budgeting in 2021

While it is tough to find the time, let alone the motivation to budget, some apps have been curated to address all the basic budgeting needs. Tired of wondering where your hard-earned money is going? You need a budgeting app.

Income Tax Rates and Brackets in Canada 2021

Under Canada’s income tax act (ITA), income tax covers personal, corporation, business, and trust income. The Canada Revenue Agency (CRA) determines income tax due by multiplying the taxable income by the applicable tax rates.

How to protect yourself from online financial fraud

As consumers turn to the internet for online shopping, video conferencing, and managing transactions online, there is a high possibility of falling victim to cybercrime. Luckily, you can protect yourself from online fraud by taking certain actions.

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