Articles About Credit Repair

How to get relief from debt and improve your credit

When debt is incurred, you are essentially borrowing money from your future income and therefore reducing your future standard of living. By minimizing the amount of debt that you owe, you will be better able to save for the future and will ensure that you are able to provide all of the necessities for both yourself and your family.

Smarter Loans in Canada

Choosing the smartest loans for you means understanding your options, the debt landscape in Canada, and how the different factors at play can influence your choices. So let’s do that!

AutoLoanServices.ca doesn’t just sell cars; they help rebuild credit through car ownership!

AutoLoanServices.ca works with its vast network of dealerships — which provides access to more than 5,000 vehicles of nearly every make and model — in order to offer the customer a number of vehicle options, all of which are pre-approved.

Digital financial inclusion can be a Canada-wide reality with MyMarble

MyMarble aims to help people take control of their budgeting, spending, and credit score to achieve financial prosperity. It aims to help them gain financial literacy skills and feel empowered to manage their personal finances.

header image for debt consolidation post by fairstone

Is it time to consolidate debt?

If you’re wondering what debt consolidation is and if it’s right for you, our partners at Fairstone shared several scenarios where debt consolidation is worth looking into.

Resources for Canadian Individuals & Businesses During COVID-19

We’ve put together a helpful library of resources to help Canadian individuals and businesses through COVID-19. This post includes information about government updates, grants available and communicates numerous programs and tips to help you find the right relief package and receive benefits during this time.

How to Establish a Good Business Credit Score in Canada

How to Build Your Business Credit in Canada

Learn how business credit is determined, what you’ll use it for and how you can make sure your score puts you on the right footing with prospective business loan lenders.

Common Credit Card Questions & Answers

Answers to the Top 10 Credit Card Questions

A credit card is a financial tool that can benefit the user’s financial profile if used properly. The decision to use credit cards or not is based upon a multitude of factors that are unique to the individual. But many people have unanswered questions that prevent them from applying for a credit card.

What is a Good Credit Score in Canada for a Mortgage?

If you are in the market for a property, one of the determining factors to get approved for a mortgage is a credit score. Sure, you need a down payment, and income but a credit score shows lenders how you manage credit. Without an acceptable credit score, getting a mortgage will prove to be a challenge. Here’s what you need to know about your credit score in order to get approved for a mortgage in Canada.

Buying a Home With Bad Credit: Tales of Success

If a home loan is not approved on the first try, it pays to apply with another creditor that will be open to saying yes. There are countless lenders that offer mortgages specifically for buyers with bruised credit or other financial situations. All borrowers should know their credit score in advance so they have an idea of their chances for approval.

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