Articles About Borrowing With Bad Credit

Questions to Ask Before Applying for Small Business Loans in Toronto

While it’s possible to manage many expenses on a cash basis, there are times when a small business owner will seek some type of outside financing. Before submitting any applications, it makes sense to ask a few questions and use the answers for the good of the business. Doing so will make it easier to…

Private Loans Canada - Smarter Loans

The World of Private Loans

Private loans come in all shapes and sizes and can be used for many purposes. They are termed private because the proceeds do not come from a government entity (common with student loans), or banks and credit unions (as do many business loans).

minority business loans - smarter loans

Business Loans for Minorities

Finding Minority Business Loans in Canada Canada is a country known for its diverse population and multiple cultures. This has a positive impact on the country when it comes to living, entertainment, education, and business. Minority owned-businesses are widely accepted and welcomed in Canada.  Because of this, the government offers several ways to assist minority…

installment loans - smarter loans

What Is An Installment Loan?

Installment Loans Unveiled Any loans that include a contract of repayment of the amount borrowed (plus interest), to be paid with a set number of payments on a schedule, are considered as installment loans. Installment loans can be for as little as a couple months up to 30 years, depending on the amount and type…

Bad Credit Loans - Smarter Loans

Bad Credit Loans – All You Need to Know About Getting a Loan with Bad Credit

There used to be a time when bad credit loans were unavailable to people who had problems with their credit. This is no longer the case. Get all the info you need on bad credit loans right here at Smarter Loans.

Payday Loans in Canada - Smarter Loans

Payday Loans in Canada – All You Need to Know

Often these are also referred to as cash advances or payday advances, although they are often used in regards to credit cards as well. These businesses advertise on television, online, on mailbox fliers, or other means to reach those customers who can just barely make their bills.

Car Loans - Smarter Loans

Car Loans – All You Need to Know About Financing a Vehicle

Consumers who are in the market for a car should prepare themselves with accurate information about the different types of loans and where to go to apply. Credit rating and interest are also factors to consider before applying for a car loan.

Borrowing on Bad Credit

If you have bad credit and think you could never get a loan, well, think again.

While it’s true it may be harder, it nevertheless possible to borrow even with that bad credit rating. There are, for example, lending institutions that specialize in what are called “bad credit loans”. These, admittedly sub-prime lenders, will lend you money regardless of your less-than-perfect credit history.