Scotia Momentum® MasterCard®

Great reasons to get this card for your everyday purchases

  • 7.99% introductory interest rate on purchases for the first 6 months
  • Cash back on everyday spending with no annual fee
  • 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
Annual Fee: $0
Additional Card: $0
Purchase Rate: 19.99%
Cash Advance Rate: 22.99%

Card Details

  • 7.99% introductory interest rate on purchases for the first 6 months
  • Cash back on everyday spending with no annual fee
  • 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
  • 0.5% cash back on all other eligible everyday purchases
  • Rates, fees and other information are effective as of February 1, 2018. Subject to change.

Additional Features

  • Make the most of your credit card – Consolidate all your current recurring payments on your card and turn them into cash back rewards!
  • Get a Supplementary card – Add an additional supplementary card (an Authorized User card) to your Scotia Momentum Mastercard Credit Card Account. One account, multiple cards. No annual fee. Get an additional card for a friend or family member. Ask us more!
  • Save time at the checkout – Whether you’re shopping in-store or online, your Mastercard contactless card is the quick, convenient and secure way to purchase everything on your list.
  • Get Access to Exciting Experiences with Mastercard – As a Scotia Momentum Mastercard Credit Card cardholder, your card gives you access to handpicked experiences from Mastercard in cities around the world.
  • Zero Liability Protection by Mastercard – Have peace of mind knowing that you are protected from theft and fraudulent use of your card.
  • Mastercard Global Services – 24-hour access to Mastercard Global Service, a Mastercard support service that’s available every day of the year to help you if your card is lost or stolen.
  • Mastercard Worldwide Acceptance -Mastercard is accepted in more than 150 currencies, 210 countries and territories and at millions of merchant locations worldwide.
  • Costco® Wholesale – Mastercard is the only credit card accepted at Costco warehouses in Canada.
  • Save on Car rentals – As a Scotia Momentum Mastercard Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotia Momentum Mastercard Credit Card.Feel reassured (Optional protection) – The Account Balance Protector insurance plan is an optional insurance coverage available to Scotiabank Mastercard credit card customers, to provide comprehensive insurance coverage in the event of disability, hospitalization, death, loss of employment and other life events.