American Express COBALT™ CARD

Great reasons to get this card for your everyday purchases

Up to 30,000 Bonus Points: In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards points for each monthly billing period in which you spend $500 in purchases on your Card. This could add up to 30,000 points in a year.
EARN 5X THE POINTS ON EATS & DRINKS: From grocery shopping to dining out, earn 5 points for every $1 in Card purchases at eligible restaurants, bars, cafés, and even food delivery in Canada.
EARN 2X THE POINTS ON TRAVEL & TRANSIT: It can be a cab across town, the morning bus, or a weekend hotel stay. Earn points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases.
EARN 1X THE POINTS ON EVERYTHING ELSE: Concerts? Sneakers? Movie tickets? Whatever you’re into, earn 1 point for every $1 in Card purchases on everything else.


Annual Fee: $120
Additional Card: FREE
Purchase Rate: 19.99%
Cash Advance Rate: 22.99%

Card Details

Key Benefits:
  • Earn up to 30,000 Membership Rewards® points
  • Earn 5X the points on eligible eats & drinks, 2X the points on eligible travel & transit and 1X the points on everything else1
  • Access to perks, bonus rewards and events for Cobalt Cardmembers10
  • Access to memorable experiences with American Express Invites®8





Earn Points:
  • 5X the points on eligible eats & drinks
  • 2X the points on eligible travel & transit
  • 1X the points on everything else
  • As a Cardmember, you can refer a friend and earn a referral bonus of 5,000 bonus Membership Rewards® points for each approved referral, up to a maximum annual referral bonus of 75,000 Membership Rewards points.


Additional Features

*Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 22.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

*American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply