author

Vlad Sherbatov

Vlad is the President and Co-Founder of Smarter Loans, Canada's original and largest loan comparison website. He is a passionate entrepreneur and business leader in the Canadian financial sector. He was selected as a 2019 Top 25 Leaders in Lending by the Canadian Lenders Association. Vlad is an author at Smarter Loans, and has been featured in publications like the Toronto Star and National Post, among others.

Articles by Vlad Sherbatov:

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Landscaping Upgrades That Increase Property Value in Canada

Smart landscaping is one of the most effective ways to boost curb appeal and home value in Canada. This guide highlights the highest-ROI upgrades - from front yard refreshes and stone walkways to lighting, trees, and drainage - complete with visuals, comparisons, and practical tips that work in every Canadian climate.

Vlad Sherbatov

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Smart Borrowing for Seniors: Reverse Mortgages, HELOCs & Retirement Planning

Canadian seniors are increasingly turning to their home equity to support retirement. This guide breaks down the differences between reverse mortgages and HELOCs, shows how qualification changes with age, and explains how each option fits into long-term retirement planning. Includes visuals, comparisons, and tools to help you make a confident decision.

Vlad Sherbatov

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HELOC Strategies Wealthy Canadians Use (And How You Can Apply Them)

Wealthy Canadians use HELOCs as powerful financial tools — not just emergency credit. In this guide, we break down the most effective HELOC strategies anyone can apply, including consolidation, investing, real estate, tax-efficient planning, and high-ROI renovations. Clear diagrams, pros and cons, and risk scales help you choose the approach that fits your home equity and financial goals.

Vlad Sherbatov

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How Changing Interest Rates Affect Canadian Homeowners (and How to Benefit from Them)

Changing interest rates can dramatically impact Canadian homeowners — from monthly mortgage payments and renewal costs to HELOC rates, debt management, and long-term financial planning. In this guide, we break down how rising and falling rates influence your budget, your home equity, and your borrowing power. With real payment scenarios, visual rate trends, and practical strategies, you’ll learn how to protect your finances and even benefit during volatile rate cycles.

Vlad Sherbatov

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CMHC MLI Select Program – Unlock Better Financing for Multi-Unit Housing in Canada

In a Canadian rental-housing market facing significant pressure – rising construction costs, capital constraints, energy-efficiency imperatives and a growing need for affordable units – the CMHC MLI Select program offers a compelling financing pathway for developers, investors and property owners.

Vlad Sherbatov

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How to Optimize Your Listing on Smarter Loans: A Guide for Lenders

If you're a lender, you know how tough it can be to stand out in a crowded market. That's why it's crucial to optimize your listing on Smarter Loans, the leading loan comparison platform. By strategically creating a robust profile and incorporating video and media, you can differentiate yourself from the competition and attract more customers. Our article offers valuable tips and strategies to help you optimize your listing and reduce costs, so you can stay ahead in the game.

Vlad Sherbatov

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