Amanda Leach

Fifteen years can be a long time to work in one industry, but not when you are doing something that you love. Amanda has enjoyed the freedom of working as a freelance writer for the majority of her career. She has successfully combined her passion and skill for writing while still enjoying a life filled with travel, learning and exciting new experiences. While she loves exploring all different types of writing, her PhD in Consumer Psychology has made her a sought after writer for marketing, business and technology fields. Amanda is a regular contributor to Smarter Loans.

Articles by Amanda Leach

Where Does My Credit Score Need to Be for a Personal Loan?

We’ve compiled all of the information you need to find out if you qualify for a personal loan based on the credit profile that you have. Not just that, but you can learn more about the other requirements you might have to meet in order to qualify for the personal loan that you’re looking to obtain.

How to Get Money from the Canadian Government

While getting free money sounds a bit scammy, the money from the Canadian government takes away the stigma. Both federal and provincial governments offer cash incentives, whether you need money for education or for upgrading the energy efficiency in your home. Unclaimed money also awaits taxpayers who do not know they have the funds available. You just need to know where to look. Here are some of the top ways you can receive government money.

Banking: How to e-Transfer Safely and avoid fraud

Having the option of an e-transfer is becoming more and more common in many financial institutions throughout Canada. Learn more about staying safe and protecting against fraud when using this e-transfer function.

The Many Uses of a Personal Loan in Canada

Personal loans are ideal for a number of reasons, and we’ve gathered some information on them here. Read on to learn more about these loans and why they’d be a great addition for any financial needs you have.

What is my RRSP deduction limit?

RRSP’s allow you to have more money for retirement and pay less money on taxes for the amount. The amount you send to the RRSP can be deducted from your taxable income each year and the amounts are not taxed until you withdraw the money. Learn more about the deduction limits to make the wisest decisions on how to use your own Savings Plans.

Credit Score for a Mortgage

Quick Links What is a Mortgage? Your Credit Score and Other Requirements Necessary Why is Your Credit Score Important for a Mortgage? Frequently Asked Questions About Credit Score for a Mortgage A mortgage would be an ideal loan to have when you are looking at purchasing a home. This is a large purchase, and generally,...

Tips for Better Credit Success

Find out more about your credit history and score right here, along with the tips and tricks that you can use to boost your credit score overall. You can even regularly check your credit to make sure it is in the best shape with help from the many apps that you can download to keep track of your score and the history behind it.

What are Bad Credit Loans & Why are They Needed?

Those who are experiencing hardships and need a large lump sum of cash but do not have the most ideal credit scores might look into bad credit loans. You might be one of those people, so learning more about the loans and what to expect is a good thing to think about.

We’ve gathered more information about bad credit loans and why they might be needed by you. You can read on to find out if this is the best loan for you to borrow, or if there might be an alternative for the needs that you have.

Tips for Searching Through Canadian Loan Lenders

The right loan lender means a lot, so choose the right one that works with you. Reading more on each of the companies and keeping these tips in mind can help you make the right choice on which financial institution you should go with. We’ve compiled the information you need to know to choose the best Canadian loan lender for your situation. Read on to find out more and make the most informed decision on who to go with for your loan.

What are the Average Credit Scores in Places Across Canada?

Find out more about the cities and their average credit score to find out where you stand against those who might be in the same city or in neighboring cities from yours. If you still have a low credit score, don’t panic. You can work on bringing the score up before applying for any loans.